稳定币收益,每条链,每一天。

一个地方就能找到最佳稳定币 APY — 看看哪些协议真的为 USDC、USDT、DAI 等主流稳定币付出超过 10%。每小时刷新一次,覆盖我们能触及的每条链。

数据更新于 12 minutes ago

追踪中的池子 92
协议数 65
链 15

最低 APY

重置

安全 11 中等 29 高风险 52 空投

快速筛选 — 热门链:

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Solana

显示 92 个 APY ≥ 10.0% 的池子

协议	资产	链	APY	7d	TVL
Bitway Basis Trading BSC	USD1	BSC	10.00%	+0.00 pp	$9.68M
Upshift Onchain Capital Allocator Ethereum	COREUSDC	Ethereum	10.00%	+0.00 pp	$6.27M
Wildcat Protocol Uncollateralized Lending Ethereum	SLNUSDT	Ethereum	10.00%	+0.00 pp	$179.42K
Wildcat Protocol Uncollateralized Lending Ethereum	HYPERWILDCATFASTUSDC	Ethereum	10.00%	+0.00 pp	$156.61K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	10.00%	+0.00 pp	$1.47M
Pendle · PT-SAID Yield Aggregator Ethereum	SAID	Ethereum	10.07%	—	$258.35K
Pendle · PT-AID Yield Aggregator Ethereum	AID	Ethereum	10.11%	—	$54.75K
Penpie Yield Ethereum	REUSD	Ethereum	10.14% 7.34% + 2.80%	-0.84 pp	$473.42K
Pendle · PT-YNRWAX Yield Aggregator Ethereum	YNRWAX	Ethereum	10.15%	—	$759.89K
Pendle · PT-SIERRA Yield Aggregator Ethereum	SIERRA	Ethereum	10.31%	—	$22.76M
Current Lending Sui	USDC	Sui	10.45% 1.91% + 8.55%	+3.76 pp	$5.54M
Lagoon Onchain Capital Allocator Ethereum	TULIPAUSDC	Ethereum	10.46%	-0.83 pp	$8.70M
Bitway Basis Trading BSC	USDT	BSC	10.50%	+0.00 pp	$19.83M
Bracket Vaults Onchain Capital Allocator Ethereum	USDC	Ethereum	10.50%	-0.10 pp	$2.71M
Wildcat Protocol Uncollateralized Lending Ethereum	MNNCUSDC	Ethereum	10.50%	+0.00 pp	$1.02M
Wildcat Protocol Uncollateralized Lending Ethereum	KEYUSDC	Ethereum	10.50%	+0.00 pp	$395.71K
Current Lending Sui	USDSUI	Sui	10.52% 2.73% + 7.80%	+3.37 pp	$2.72M
Pendle · PT-YOUSD Yield Aggregator Base	YOUSD	Base	10.66%	—	$171.03K
Pendle · PT-APXUSD Yield Aggregator Base	APXUSD	Base	10.67%	—	$8.21M
Lagoon Onchain Capital Allocator Ethereum	YIELDUSDT	Ethereum	10.75%	+0.53 pp	$1.09M
Wildcat Protocol Uncollateralized Lending Ethereum	SLNUSDC	Ethereum	10.80%	+0.00 pp	$500.74K
Wildcat Protocol Uncollateralized Lending Ethereum	AMBERUSDC	Ethereum	11.00%	+0.00 pp	$1.74M
Wildcat Protocol Uncollateralized Lending Ethereum	AMBERUSDT	Ethereum	11.00%	+0.00 pp	$907.27K
Morpho · Steakhouse High Yield USDC Lending Polygon	USDC	Polygon	11.09%	—	$54.47K
Peapods Finance Yield Ethereum	USDC	Ethereum	11.16%	-2.75 pp	$340.15K
Pendle · PT-APXUSD Yield Aggregator Ethereum	APXUSD	Ethereum	11.24%	—	$165.60M
Pendle · PT-APXUSD Yield Aggregator Base	APXUSD	Base	11.26%	—	$418.85K
AFI Protocol Farm Ethereum	AFIUSD	Ethereum	11.30%	+2.72 pp	$603.59K
Lagoon Onchain Capital Allocator Ethereum	SYNUSDX	Ethereum	11.38%	—	$346.25K
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	11.51%	-2.18 pp	$277.05K
Current Lending Sui	USDT	Sui	11.58% 2.51% + 9.07%	+4.00 pp	$417.51K
Indigo CDP Cardano	IUSD	Cardano	11.68%	-1.19 pp	$4.75M
Apyx Protocol RWA Ethereum	APXUSD	Ethereum	11.74%	+0.78 pp	$218.69M
Pendle · PT-MSY Yield Aggregator Ethereum	MSY	Ethereum	11.94%	—	$15.73M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	11.96%	-6.66 pp	$144.19K
Liqwid Lending Cardano	DJED	Cardano	11.96%	-0.20 pp	$1.67M
Isle Finance RWA Lending Hedera	USDC	Hedera	11.98%	+0.00 pp	$382.10K
Mainstreet Basis Trading Ethereum	MSUSD	Ethereum	12.00%	-0.00 pp	$78.16M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.00% 8.00% + 4.00%	+0.00 pp	$5.38M
Bitway Basis Trading BSC	U	BSC	12.00%	+0.00 pp	$4.37M
Isle Finance RWA Lending Hedera	USDC	Hedera	12.00%	+0.00 pp	$501.49K
Wildcat Protocol Uncollateralized Lending Ethereum	KAPPALABUSDE	Ethereum	12.00%	+0.00 pp	$112.36K
Re RWA Ethereum	REUSDE	Ethereum	12.00%	+12.00 pp	$19.57M
Pendle · PT-XHYPE Yield Aggregator Hyperliquid	XHYPE	Hyperliquid	12.01%	—	$669.64K
Morpho · EURCV Prime Lending Ethereum	EURCV	Ethereum	12.14%	—	$482.86K
AUTOfinance Yield Monad	USDC	Monad	12.16% 4.67% + 7.48%	+0.85 pp	$299.97K
Euler · eUSDT-33 Lending Ethereum	USDT	Ethereum	12.17%	—	$52.66K
Pendle · PT-APXUSD Yield Aggregator Ethereum	APXUSD	Ethereum	12.23%	—	$11.15M
Balancer · wnAUSD / wnUSDC / wnUSDT0 Yield Monad	USDC + USDT + AUSD	Monad	12.41% 0.00% + 12.41%	—	$15.39M
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	12.52%	+0.00 pp	$43.63M
Pendle · PT-THBILL Yield Aggregator Arbitrum	THBILL	Arbitrum	12.67%	—	$4.06M
Peapods Finance Yield Base	USDC	Base	12.85%	-0.67 pp	$198.28K
Balancer · USDp-csbUSDC Yield Hyperliquid	USDC + USDP	Hyperliquid	13.20% 0.01% + 13.19%	—	$959.87K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	13.31% 4.86% + 8.44%	-1.09 pp	$1.69M
Kinetic Lending Flare	USDC.E	Flare	13.42% 6.60% + 6.82%	-2.62 pp	$336.11K
Euler · eUSDC-95 Lending Ethereum	USDC	Ethereum	13.50% 7.58% + 5.92%	—	$1.72M
Lagoon Onchain Capital Allocator Ethereum	GAMISDUSDC	Ethereum	13.53%	+0.78 pp	$304.31K
Euler Earn · Cassa RWAs, Equities & Commodities Yield Aggregator Ethereum	AUSD	Ethereum	13.73% 0.00% + 13.73%	—	$1.27M
Pendle · PT-AVLT Yield Aggregator Hyperliquid	AVLT	Hyperliquid	13.76%	—	$5.29M
Stable Jack V1 Yield Avalanche	AUSD	Avalanche	14.13%	-0.31 pp	$541.97K
Lagoon Onchain Capital Allocator Ethereum	GAMICUSPC	Ethereum	14.16%	+2.09 pp	$193.99K
Permapod Lending ZIGChain	USDC	ZIGChain	14.32%	+4.13 pp	$349.82K
3Jane Lending Uncollateralized Lending Ethereum	SUSD3	Ethereum	14.43%	-2.26 pp	$7.98M
cSigma Finance RWA Lending Ethereum	USDT	Ethereum	14.59%	-0.05 pp	$57.12K
Mystic Finance Lending Lending Flare	COREUSDT0	Flare	14.71% 3.31% + 11.40%	-1.54 pp	$21.02M
Balancer · USDp-gamiUSDC Yield Avalanche	USDC + USDP	Avalanche	14.89% 0.00% + 14.89%	—	$496.10K
ScrubVault Basis Trading Kava	USDT	Kava	15.00%	—	$84.92K
Pendle · PT-APYUSD Yield Aggregator Ethereum	APYUSD	Ethereum	15.00%	—	$6.05M
Pendle · PT-USP Yield Aggregator Ethereum	USP	Ethereum	15.10%	—	$580.85K
Beefy · reUSDe 25Jun26 Yield Aggregator Ethereum	REUSDE	Ethereum	15.14% 0.82% + 14.19%	—	$951.93K
Stake DAO Yield Ethereum	REUSDE	Ethereum	15.25% 14.48% + 0.77%	-0.03 pp	$88.86K
Penpie Yield Ethereum	REUSDE	Ethereum	15.38% 14.19% + 1.19%	-0.15 pp	$1.30M
Equilibria Yield Ethereum	REUSDE	Ethereum	15.38% 14.19% + 1.19%	-0.15 pp	$135.61K
Ample Yield Lottery Arbitrum	USDC	Arbitrum	15.39%	-4.51 pp	$125.71K
maxAPY Yield Aggregator Base	USDC	Base	15.63%	-2.86 pp	$412.78K
cSigma Finance RWA Lending Ethereum	USDC	Ethereum	15.91%	-0.05 pp	$413.80K
dForce Lending Lending BSC	USDT	BSC	15.91%	+0.00 pp	$223.93K
Pendle · PT-REUSDE Yield Aggregator Ethereum	REUSDE	Ethereum	16.36%	—	$16.05M
Balancer · Yuzu Surge syzUSD / wnAUSD Yield Monad	AUSD	Monad	16.41% 0.10% + 16.32%	—	$703.85K
Metrom Farm Base	USDC	Base	16.49%	+0.09 pp	$1.25M
Yearn Finance Yield Aggregator Ethereum	FRXMSUSD	Ethereum	16.60%	+0.44 pp	$1.33M
Travessia Credit RWA Lending Ethereum	AUSD	Ethereum	17.10%	+0.00 pp	$164.47K
Travessia Credit RWA Lending Ethereum	USDC	Ethereum	17.10%	+0.00 pp	$64.94K
Balancer · MainStreet msUSD-USDC Yield Ethereum	USDC	Ethereum	17.54% 0.09% + 17.45%	—	$1.51M
Euler · eAUSD-4 Lending Monad	AUSD	Monad	17.89%	—	$197.46K
Mezo Vaults Yield Aggregator Mezo	SMUSD	Mezo	17.96% 0.00% + 17.96%	-8.86 pp	$7.38M
Wildcat Protocol Uncollateralized Lending Ethereum	KAIUSDC	Ethereum	18.00%	+0.00 pp	$77.21K
Yearn Finance Yield Aggregator Ethereum	REUSDSFRX	Ethereum	18.91%	-1.81 pp	$573.41K
Beefy · apyUSD 18Jun26 Yield Aggregator Ethereum	APYUSD	Ethereum	19.75% 0.94% + 18.64%	—	$134.44K
Euler Earn · AUSD Yield Aggregator Monad	AUSD	Monad	20.67% 17.67% + 3.00%	—	$199.34K
Pendle · PT-APYUSD Yield Aggregator Ethereum	APYUSD	Ethereum	20.75%	—	$169.81M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	23.32%	+12.87 pp	$315.64K

下方还在追踪 24 个 perp-DEX 金库 — 完全不同的物种(做市商 PnL,不是借贷),无论 APY 如何都显示。

Perp-DEX 金库 · 24 个追踪中

存入稳定币,赚取平台做市商 PnL。无论 APY 如何都显示,因为 perp 金库的收益波动很大 —— 收藏起来抓住高峰。

金库	资产	链	APR	TVL
Orderly · Smaug Derivatives 多链	USDC	多链	21.35%	$630.72K
Orderly OmniVault Derivatives 多链	USDC	多链	19.15%	$9.19M
Avantis Derivatives Base	USDC	Base	11.51%	$45.03M
Lighter LLP Derivatives zkLighter	USDC	zkLighter	11.43%	$106.74M
Jupiter JLP Derivatives Solana	USDC	Solana	8.77%	$905.95M
dYdX MegaVault Derivatives dYdX Chain	USDC	dYdX Chain	8.17%	$2.04M
Gains Network Derivatives Arbitrum	USDC	Arbitrum	6.86%	$5.15M
Storm Trade Derivatives TON	USDT	TON	5.77%	$3.69M
Gains Network Derivatives Base	USDC	Base	4.85%	$2.19M
Paradex Trading Vault Derivatives Starknet	USDC	Starknet	4.69%	$14.71M
Aevo Yield Vault Derivatives Aevo	USDC	Aevo	4.00%	$1.84M
Gains Network Derivatives MegaETH	USDM	MegaETH	3.37%	$452.99K
IPOR Derivatives Derivatives Base	USDC	Base	3.32%	$71.03K
IPOR Derivatives Derivatives Arbitrum	USDC	Arbitrum	2.85%	$238.20K
IPOR Derivatives Derivatives Ethereum	USDT	Ethereum	2.77%	$130.64K
IPOR Derivatives Derivatives Ethereum	USDC	Ethereum	2.65%	$192.49K
Gains Network Derivatives Polygon	USDC	Polygon	1.87%	$325.83K
KiloEx Derivatives Opbnb	USDT	Opbnb	1.54%	$280.18K
KiloEx Derivatives Opbnb	FDUSD	Opbnb	1.43%	$71.16K
Hyperliquid HLP Derivatives Hyperliquid L1	USDC	Hyperliquid L1	1.15%	$372.57M
KiloEx Derivatives Base	USDC	Base	0.36%	$829.54K
KiloEx Derivatives BSC	USDT	BSC	0.11%	$467.94K
Pacifica Money Market Derivatives Solana	USDC	Solana	0.00%	$10.00M
Wasabi Perps Derivatives Solana	USDC	Solana	0.00%	$200.85K

稳定币收益常见问题

现在 DeFi 中最佳的稳定币 APY 是多少?

顶级稳定币池子每小时都在变化。Stablesonar 列出所有在 USDC、USDT、DAI 等主要稳定币上支付超过 10% APY 的协议 — 实时排序列表就在本页顶部。数据栏上方的刷新时间戳显示数据最后更新时间。

哪种稳定币的收益最高?

取决于链和协议。USDC 通常在 Aave、Morpho 和 Pendle 上名列前茅,但 Hyperliquid、Base、Monad 等较新的生态系统经常为流动性支付更多。按资产筛选面板可以并排比较 USDC、USDT、DAI、USDe。

最佳的稳定币收益策略有哪些?

主要策略包括:借贷(Aave、Morpho、Compound)、固定收益池(Pendle PT/YT)、自动复利金库(Beefy)、永续 DEX 做市(Hyperliquid、Jupiter、dYdX、Orderly),以及参与积分 / 空投计划的农耕协议。我们为每个池子标注风险等级,方便你根据风险偏好匹配策略。

高稳定币 APY 安全吗?

更高的 APY 几乎总是意味着更高的风险。Stablesonar 根据 TVL 规模和收益水平将每个池子标记为安全、中等或高风险,但任何智能合约都可能被攻击,过去主流稳定币也曾脱锚。请阅读免责声明,核查审计报告,绝不要存入超出你承受能力的金额。

数据多久更新一次,来源是什么?

Stablesonar 每小时刷新一次。我们通过 Morpho、Pendle、Aave 和 Beefy 的公开 API 直接拉取实时数据,并将 DeFiLlama 用作其他支持协议的回退层。Perp-DEX 金库(Hyperliquid、Jupiter、dYdX、Orderly)通过其原生端点追踪。

感谢你的支持

稳定币收益,每条链,每一天。

显示 92 个 APY ≥ 10.0% 的池子

Perp-DEX 金库 · 24 个追踪中

稳定币收益常见问题

合作伙伴

稳定币收益,每条链,每一天。

显示 92 个 APY ≥ 10.0% 的池子

⚡ 实时 Perp-DEX 金库 · 24 个追踪中

稳定币收益常见问题

合作伙伴

Perp-DEX 金库 · 24 个追踪中