Stablecoin yields, every chain, every day.

One place to find the best stablecoin APY — see which protocols actually pay more than 10% on USDC, USDT, DAI and other major stables. Refreshed every hour across every chain we can reach.

information updated 24 minutes ago

Pools tracked 122
Protocols 94
Chains 22

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Showing 122 pools with APY ≥ 10.0%

Protocol	Asset	Chain	APY	7d	TVL
Yearn · Morpho Gauntlet AUSD Vault Compounder Yield Aggregator Katana	AUSD	Katana	272.87%	—	$89.55K
Wildcat · Kinto Phoenix Facility USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	50.00%	—	$1.28M
Yearn · Spark USDS Compounder Yield Aggregator Ethereum	USDS	Ethereum	37.20%	—	$1.04M
Yearn · Morpho Steakhouse Prime AUSD Compounder Yield Aggregator Katana	AUSD	Katana	32.11%	—	$63.60K
Yearn · AUSD yVault Yield Aggregator Katana	AUSD	Katana	29.07%	—	$152.00K
Yearn · Curve msUSD-frxUSD Factory Yield Aggregator Ethereum	FRXMSUSD	Ethereum	25.73%	—	$1.31M
Beefy · reUSDe 10Dec26 Yield Aggregator Ethereum	REUSDE	Ethereum	25.24% 1.86% + 22.92%	—	$386.51K
Travessia Credit RWA Lending Ethereum	USDT	Ethereum	22.04%	+0.00 pp	$102.62K
Compound V3 Lending OP Mainnet	USDC	OP Mainnet	20.34%	+17.31 pp	$79.89K
Pendle · PT-REUSDE Yield Aggregator Ethereum	REUSDE	Ethereum	19.57%	—	$10.47M
Pendle · PT-SUSD3 Yield Aggregator Ethereum	SUSD3	Ethereum	18.91%	—	$988.94K
Wildcat · Halalcash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$219.85K
Wildcat · Halal Cash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$105.66K
Wildcat · Halalcash Levered USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.50%	—	$105.54K
Current Lending Sui	USDC	Sui	18.30% 0.77% + 17.52%	+5.17 pp	$1.07M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	18.01%	-0.13 pp	$558.50K
Wildcat · Kain Warwick USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.00%	—	$6.72M
Travessia Credit RWA Lending Ethereum	AUSD	Ethereum	17.10%	+0.00 pp	$168.15K
Silo · USDC / SAVUSD Lending Avalanche	USDC	Avalanche	16.70%	—	$479.92K
cSigma Finance RWA Lending Ethereum	USDC	Ethereum	15.58%	-0.05 pp	$422.38K
ScrubVault Basis Trading Kava	USDT	Kava	15.00%	-1.25 pp	$99.16K
Liqwid Lending Cardano	USDM	Cardano	14.80%	-0.80 pp	$379.33K
Apyx Protocol RWA Ethereum	APXUSD	Ethereum	14.41%	-0.03 pp	$142.51M
cSigma Finance RWA Lending Ethereum	USDT	Ethereum	14.33%	-0.03 pp	$58.21K
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	14.29%	-0.74 pp	$57.52K
Accountable Uncollateralized Lending Ethereum	USDC	Ethereum	14.25%	+0.00 pp	$1.04M
Wildcat · 0d Arcx USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	14.00%	—	$548.71K
Convex Finance Yield Ethereum	CRVUSD	Ethereum	13.98% 10.21% + 3.76%	+11.75 pp	$312.33K
Pendle · PT-NOPAL Yield Aggregator Ethereum	NOPAL	Ethereum	13.95%	—	$3.55M
Lagoon Onchain Capital Allocator Ethereum	SYNUSDX	Ethereum	13.72%	+0.76 pp	$350.12K
Yearn · Compound V3 USDC.e Lender Yield Aggregator Polygon	USDC	Polygon	13.38%	—	$73.96K
ForgeYields Onchain Capital Allocator Starknet	USDC	Starknet	13.36%	+4.22 pp	$636.66K
ForgeYields Onchain Capital Allocator Ethereum	USDC	Ethereum	13.36%	+4.22 pp	$208.40K
Kinetic Lending Flare	USDT0	Flare	13.30% 11.01% + 2.30%	+3.71 pp	$598.32K
Mystic Finance Lending Lending Flare	COREUSDT0	Flare	13.30% 4.41% + 8.89%	-0.76 pp	$21.56M
Pendle · PT-USP Yield Aggregator Ethereum	USP	Ethereum	13.23%	—	$219.09K
Accountable Uncollateralized Lending Ethereum	USDC	Ethereum	13.19% 3.17% + 10.02%	+12.33 pp	$4.03M
Wildcat · Elk Crypto Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	13.14%	—	$177.10K
Wildcat · Elk Crypto USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	13.14%	—	$117.71K
Liqwid Lending Cardano	DJED	Cardano	13.10%	-0.27 pp	$1.20M
Kinetic Lending Flare	USDC.E	Flare	13.10% 7.80% + 5.30%	+2.00 pp	$163.83K
Fusion by IPOR Yield Aggregator Ethereum	RUSD	Ethereum	13.00%	-3.54 pp	$962.18K
3Jane Lending Uncollateralized Lending Ethereum	SUSD3	Ethereum	12.99%	-0.42 pp	$8.35M
Harvest Finance Yield Aggregator Base	USDC	Base	12.99%	-0.08 pp	$1.86M
Tori Finance Basis Trading Ethereum	STRUSD	Ethereum	12.99%	—	$25.07M
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	12.90%	+0.00 pp	$5.96M
Balancer · Balancer syzUSD-CSUSDC Yield Monad	USDC	Monad	12.82% 0.00% + 12.82%	—	$362.13K
Balancer · USDp-csbUSDC Yield Hyperliquid	USDC + USDP	Hyperliquid	12.79% 0.07% + 12.73%	—	$1.03M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	12.76%	-2.01 pp	$122.40K
Strata Markets Yield Ethereum	JRMHYPER	Ethereum	12.69%	+0.33 pp	$430.64K
Snowbl Capital Onchain Capital Allocator Base	USDC	Base	12.68%	—	$310.56K
Morpho · Gauntlet USDC Lending Unichain	USDC	Unichain	12.68%	—	$351.29K
PiggyBank Yield Solana	USDC	Solana	12.63%	—	$1.89M
Liqwid Lending Cardano	USDT	Cardano	12.62%	-0.27 pp	$203.26K
cSigma Finance RWA Lending Ethereum	CSUSD	Ethereum	12.41%	+3.49 pp	$59.54K
Pendle · PT-40ACRESUSDC Yield Aggregator Base	40ACRESUSDC	Base	12.38%	—	$97.88K
Beefy · USDC (Edge UltraYield) Yield Aggregator Monad	USDC	Monad	12.37%	—	$75.89K
Fusion by IPOR Yield Aggregator Ethereum	PYUSD	Ethereum	12.34%	-1.56 pp	$397.87K
Lazy Yield Ethereum	USDC	Ethereum	12.26%	+4.89 pp	$1.02M
Curve LlamaLend Lending Ethereum	CRVUSD	Ethereum	12.23% 10.21% + 2.02%	+10.17 pp	$384.07K
HyperLend Pooled Lending Hyperliquid L1	USDC	Hyperliquid L1	12.10%	+1.08 pp	$7.82M
Pendle · PT-USD3 Yield Aggregator Ethereum	USD3	Ethereum	12.01%	—	$27.25M
Accountable Uncollateralized Lending Monad	USDC	Monad	12.00% 11.60% + 0.40%	+0.04 pp	$50.79M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.00% 8.00% + 4.00%	+0.00 pp	$7.00M
Wildcat · KappaLab Ethena USDe Uncollateralized Lending Ethereum	USDE	Ethereum	12.00%	—	$965.22K
Isle Finance RWA Lending Hedera	USDC	Hedera	12.00%	+0.00 pp	$514.42K
Wildcat · TRV USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	12.00%	—	$221.95K
Mainstreet Basis Trading Ethereum	MSUSD	Ethereum	12.00%	+0.00 pp	$74.21M
Isle Finance RWA Lending Hedera	USDC	Hedera	11.98%	+0.00 pp	$398.05K
Morpho · Steakhouse EURC Lending Base	EURC	Base	11.97%	—	$429.23K
SMARDEX USDN Basis Trading Ethereum	USDN	Ethereum	11.91%	+0.81 pp	$652.03K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	11.86% 6.81% + 5.05%	+1.82 pp	$1.12M
Lagoon Onchain Capital Allocator Ethereum	TULIPAUSDC	Ethereum	11.83%	+2.74 pp	$9.04M
Accountable Uncollateralized Lending Ethereum	USDC	Ethereum	11.71%	-1.82 pp	$2.13M
Aave V3 Lending Mantle	GHO	Mantle	11.60%	+1.58 pp	$358.28K
Takara Lend Lending Sei	USDC	Sei	11.59% 5.85% + 5.74%	—	$353.88K
Sky Lending CDP Ethereum	USDS	Ethereum	11.53%	—	$241.36M
Takara Lend Lending Sei	USDT0	Sei	11.52% 9.55% + 1.97%	—	$474.79K
Stable Jack V1 Yield Avalanche	AUSD	Avalanche	11.49%	-0.11 pp	$454.20K
Kinza Finance Lending BSC	USDT	BSC	11.46%	+3.64 pp	$129.90K
Morpho · Gauntlet EURC Core Lending Base	EURC	Base	11.44%	—	$54.32K
Peapods Finance Yield Base	USDC	Base	11.32%	-1.05 pp	$228.41K
Peapods Finance Yield Ethereum	USDC	Ethereum	11.12%	+1.71 pp	$394.82K
Wildcat · Hyperithm Wildcat USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	11.00%	—	$1.21M
Wildcat · Hyperithm Wildcat Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	11.00%	—	$319.09K
GAIB RWA Ethereum	SAID	Ethereum	10.94%	+0.39 pp	$19.21M
Monetrix Basis Trading Hyperliquid L1	SUSDM	Hyperliquid L1	10.89%	+0.60 pp	$2.16M
Kinetic Lending Flare	USDT0	Flare	10.86% 8.76% + 2.10%	+2.12 pp	$522.62K
Curvance Lending Monad	AUSD	Monad	10.79% 6.26% + 4.53%	+0.82 pp	$930.66K
Midas RWA RWA Ethereum	USDC	Ethereum	10.71%	+1.06 pp	$1.98M
Midas RWA RWA Monad	USDC	Monad	10.71%	+1.06 pp	$632.93K
Midas RWA RWA Ethereum	USDC	Ethereum	10.54%	+0.03 pp	$45.94M
Midas RWA RWA Monad	USDC	Monad	10.54%	+0.03 pp	$2.94M
Midas RWA RWA Plasma	USDC	Plasma	10.54%	+0.03 pp	$329.51K
Accountable Uncollateralized Lending Monad	USDC	Monad	10.50% 10.00% + 0.50%	+0.00 pp	$5.20M
Wildcat · MNNC Trading USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.50%	—	$318.57K
Balancer · Yuzu Surge syzUSD / wnAUSD Yield Monad	AUSD	Monad	10.50% 0.00% + 10.50%	—	$160.97K
Yearn · USDC.e-1 yVault Yield Aggregator Polygon	USDC	Polygon	10.45%	—	$71.94K
Balancer · USDp-gamiUSDC Yield Avalanche	USDC + USDP	Avalanche	10.36% 0.00% + 10.36%	—	$702.74K
Pendle · PT-AID Yield Aggregator Ethereum	AID	Ethereum	10.34%	—	$54.46K
Pendle · PT-REUSD Yield Aggregator Ethereum	REUSD	Ethereum	10.33%	—	$67.98M
Lista Lending Lending Ethereum	USDC	Ethereum	10.30% 3.35% + 6.95%	+0.91 pp	$1.68M
Pendle · PT-SIERRA Yield Aggregator Ethereum	SIERRA	Ethereum	10.23%	—	$22.85M
Pendle · PT-YNRWAX Yield Aggregator Ethereum	YNRWAX	Ethereum	10.20%	—	$921.62K
Accountable Uncollateralized Lending Monad	USDC	Monad	10.17% 9.67% + 0.50%	+0.51 pp	$8.97M
Unitas Basis Trading BSC	SUSDU	BSC	10.16%	+0.20 pp	$42.21M
Pendle · PT-EEARN Yield Aggregator Ethereum	EEARN	Ethereum	10.16%	—	$1.05M
Goldfinch RWA Lending Ethereum	USDC	Ethereum	10.12%	+0.00 pp	$36.72M
Makina Onchain Capital Allocator Ethereum	INTMKSRROYUSDC	Ethereum	10.11%	—	$12.95M
Pendle · PT-SUSDAI Yield Aggregator Arbitrum	SUSDAI	Arbitrum	10.06%	—	$53.41M
Midas RWA RWA Ethereum	USDC	Ethereum	10.00%	-3.80 pp	$73.21M
Wildcat · Selini USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$7.97M
Wildcat · Selini Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	10.00%	—	$7.30M
Bitway Earn Basis Trading BSC	U	BSC	10.00%	+0.00 pp	$4.79M
Upshift Onchain Capital Allocator Ethereum	COREUSDC	Ethereum	10.00%	+0.00 pp	$3.05M
Wildcat · Hyperithm Wildcat USDe Uncollateralized Lending Ethereum	USDE	Ethereum	10.00%	—	$1.91M
Wildcat · Hyperithm WildcatFast USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.80M
Wildcat · Key USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.57M
Wildcat · GardePrime USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.05M
Wildcat · Rhinofi USDT0 Uncollateralized Lending Plasma	USDT0	Plasma	10.00%	—	$1.01M
Parallel Protocol V3 CDP Avalanche	SUSDP	Avalanche	10.00%	+0.00 pp	$265.17K
Wildcat · DVC USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$56.79K

Also tracking 23 perp-DEX vaults below — different beast (market-making PnL, not lending), shown regardless of APY.

Perp-DEX vaults · 23 tracked

Deposit a stable, earn from the platform's market-making PnL. Shown regardless of APY because perp-vault rates swing a lot — bookmark to catch the spikes.

Vault	Asset	Chain	APR	TVL
Orderly · Smaug Derivatives Multichain	USDC	Multichain	17.17%	$632.29K
Orderly OmniVault Derivatives Multichain	USDC	Multichain	13.00%	$7.17M
Jupiter JLP Derivatives Solana	USDC	Solana	9.30%	$828.26M
Lighter LLP Derivatives zkLighter	USDC	zkLighter	9.17%	$77.45M
Rho X Liquidity Provider Derivatives Ethereum	USDT	Ethereum	8.85%	$993.45K
Avantis Derivatives Base	USDC	Base	8.31%	$29.39M
KiloEx Derivatives BSC	USDT	BSC	6.52%	$162.04K
dYdX MegaVault Derivatives dYdX Chain	USDC	dYdX Chain	5.98%	$1.83M
Storm Trade Derivatives TON	USDT	TON	5.80%	$3.61M
IPOR Derivatives Derivatives Ethereum	USDT	Ethereum	4.68%	$89.77K
Aevo Yield Vault Derivatives Aevo	USDC	Aevo	4.00%	$1.72M
KiloEx Derivatives Opbnb	USDT	Opbnb	4.00%	$285.58K
KiloEx Derivatives Opbnb	FDUSD	Opbnb	3.72%	$71.11K
Gains Network Derivatives Arbitrum	USDC	Arbitrum	3.54%	$7.25M
Gains Network Derivatives MegaETH	USDM	MegaETH	3.40%	$66.95K
Gains Network Derivatives Base	USDC	Base	2.81%	$1.13M
Gains Network Derivatives Polygon	USDC	Polygon	2.79%	$268.82K
IPOR Derivatives Derivatives Ethereum	USDC	Ethereum	2.36%	$169.10K
IPOR Derivatives Derivatives Arbitrum	USDC	Arbitrum	1.96%	$227.94K
Paradex Trading Vault Derivatives Starknet	USDC	Starknet	0.86%	$10.18M
KiloEx Derivatives Base	USDC	Base	0.36%	$287.52K
Pacifica Money Market Derivatives Solana	USDC	Solana	0.00%	$9.90M
Hyperliquid HLP Derivatives Hyperliquid L1	USDC	Hyperliquid L1	-0.02%	$256.77M

Frequently asked questions about stablecoin yields

What's the best stablecoin APY in DeFi right now?

Top stablecoin pools change hour by hour. Stablesonar surfaces every protocol paying above 10% APY on USDC, USDT, DAI and other major stables — see the live, sorted list at the top of this page. The freshness stamp above the stat strip shows when the data was last refreshed.

Which stablecoin gives the best yield?

It depends on the chain and protocol. USDC routinely tops the charts on Aave, Morpho and Pendle, but newer ecosystems like Hyperliquid, Base and Monad often pay extra for liquidity. Filter the dashboard by asset to compare USDC vs USDT vs DAI vs USDe side-by-side.

What are the best stablecoin yield strategies?

The main strategies are: lending (Aave, Morpho, Compound), fixed-rate pools (Pendle PT/YT), auto-compounding vaults (Beefy), perp-DEX market-making (Hyperliquid, Jupiter, dYdX, Orderly) and farming protocols with active points / airdrop programs. We tag each pool's risk level so you can match strategy to risk appetite.

Are high stablecoin APYs safe?

Higher APY almost always means higher risk. Stablesonar flags every pool as Safe, Medium or Risky based on TVL size and yield level, but every smart contract can be hacked and even major stablecoins have depegged in the past. Read the disclaimer, check the audits, never deposit more than you can afford to lose.

How often is the data updated, and where does it come from?

Stablesonar refreshes every hour. We pull live data directly from Morpho, Pendle, Aave and Beefy via their public APIs, and use DeFiLlama as a fallback layer for every other supported protocol. Perp-DEX vaults (Hyperliquid, Jupiter, dYdX, Orderly) are tracked through their native endpoints.

Stablecoin yields, every chain, every day.

Showing 122 pools with APY ≥ 10.0%

⚡ live Perp-DEX vaults · 23 tracked

Frequently asked questions about stablecoin yields

Perp-DEX vaults · 23 tracked