스테이블코인 이자율, 모든 체인, 매일.

최고의 스테이블코인 APY를 한 곳에서 찾으세요 — 어떤 프로토콜이 USDC, USDT, DAI 등 주요 스테이블코인에 실제로 10% 이상을 지불하는지. 닿을 수 있는 모든 체인에 대해 매시간 새로 고침.

정보 업데이트: 17 minutes ago

추적 중인 풀 129
프로토콜 103
체인 23

최소 APY

초기화

안전 14 보통 43 위험 72 에어드롭

빠른 필터 — 인기 체인:

Base

Monad

Solana

APY ≥ 10.0% 풀 129개 표시 중

프로토콜	자산	체인	APY	7d	TVL
Neutral · CTA - Adaptive Alpha Onchain Capital Allocator Solana	USDC	Solana	59.96%	—	$91.38K
Gremlix Yield Aggregator Arbitrum	USDC	Arbitrum	51.05%	+51.05 pp	$118.41K
Wildcat · Kinto Phoenix Facility USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	50.00%	—	$1.35M
cSigma Finance RWA Lending Ethereum	CSUSD	Ethereum	35.85%	+26.42 pp	$60.27K
Accountable · Morini Capital Yield Ethereum	USDC	Ethereum	25.78%	—	$3.21M
Accountable · Hyperithm Yield Monad	USDC	Monad	24.45%	—	$7.70M
Pendle · PT-SUSD3 Yield Aggregator Ethereum	SUSD3	Ethereum	24.35%	—	$1.54M
Aave V3 Lending Monad	USDT0	Monad	19.00%	+13.83 pp	$868.86K
Spectra V2 Yield Base	SJEUR	Base	19.00% 11.54% + 7.46%	+0.06 pp	$183.72K
Liqwid Lending Cardano	USDT	Cardano	18.79%	-0.75 pp	$93.08K
Balancer · Aave USDe-USDT0 Yield Monad	USDT + USDE	Monad	18.70% 0.00% + 18.70%	—	$136.74K
Wildcat · Halalcash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$227.50K
Wildcat · Halal Cash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$108.15K
Wildcat · Halalcash Levered USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.50%	—	$108.07K
Wildcat · Kain Warwick USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.00%	—	$5.58M
Pendle · PT-REUSDE Yield Aggregator Ethereum	REUSDE	Ethereum	17.86%	—	$14.69M
Neutral · Multi-Asset Volatility Arbitrage Onchain Capital Allocator Solana	USDC	Solana	17.52%	—	$631.77K
Morpho · EURCV Prime Lending Ethereum	EURCV	Ethereum	17.51%	—	$124.14K
Beefy · reUSDe 10Dec26 Yield Aggregator Ethereum	REUSDE	Ethereum	17.42% 0.52% + 16.82%	—	$451.30K
Centrifuge Protocol RWA Pharos	USDC	Pharos	17.26%	+13.42 pp	$4.39M
Royco V2 Yield Ethereum	SRSTOCKMARKETTRBASISTRADE	Ethereum	17.19%	+6.43 pp	$438.74K
Travessia · Tauri Vault RWA Lending Ethereum	USDC	Ethereum	17.10%	—	$265.17K
Travessia · Tauri Vault RWA Lending Ethereum	USDT	Ethereum	17.10%	—	$180.47K
Travessia · Tauri Vault RWA Lending Ethereum	AUSD	Ethereum	17.10%	—	$171.87K
Travessia · Tauri Vault RWA Lending Avalanche	USDT	Avalanche	17.10%	—	$106.94K
ForgeYields Onchain Capital Allocator Ethereum	USDC	Ethereum	16.96%	+9.55 pp	$100.27K
Accountable · SPICE Uncollateralized Lending Ethereum	USDC	Ethereum	15.50%	—	$1.12M
PiggyBank Yield Solana	USDC	Solana	15.44%	—	$1.57M
dTRINITY dUSD Partially Algorithmic Stablecoin Fraxtal	SDUSD	Fraxtal	15.19%	-20.29 pp	$71.97K
Convex Finance Yield Ethereum	CRVUSD	Ethereum	15.08% 5.34% + 9.73%	+6.25 pp	$621.85K
Accountable · Hyperithm Uncollateralized Lending Monad	USDC	Monad	15.00% 14.60% + 0.40%	—	$99.35M
cSigma Finance RWA Lending Ethereum	USDC	Ethereum	14.96%	-0.04 pp	$440.10K
ScrubVault Basis Trading Kava	USDT	Kava	14.68%	-0.32 pp	$94.15K
Balancer · Aave sUSDe - USDT0 Yield Monad	USDT + SUSDE	Monad	14.45% 0.06% + 14.39%	—	$247.68K
3Jane Lending Uncollateralized Lending Ethereum	SUSD3	Ethereum	14.41%	-0.61 pp	$7.56M
Balancer · Balancer syzUSD-CSUSDC Yield Monad	USDC	Monad	14.18% 0.00% + 14.18%	—	$365.11K
cSigma Finance RWA Lending Ethereum	USDT	Ethereum	14.07%	-0.04 pp	$59.24K
Wildcat · 0d Arcx USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	14.00%	—	$557.76K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	13.98%	+0.00 pp	$117.79K
Pendle · PT-NOPAL Yield Aggregator Ethereum	NOPAL	Ethereum	13.94%	—	$5.40M
Lagoon Onchain Capital Allocator Ethereum	SYNUSDX	Ethereum	13.84%	+0.82 pp	$331.65K
Pendle · PT-USP Yield Aggregator Ethereum	USP	Ethereum	13.77%	—	$167.15K
Pendle · PT-USD3 Yield Aggregator Ethereum	USD3	Ethereum	13.75%	—	$30.81M
Morpho · Gauntlet USDC Lending HyperEVM	USDC	HyperEVM	13.75%	—	$2.33M
Isle Finance RWA Lending Hedera	USDC	Hedera	13.56%	+0.00 pp	$400.81K
SMARDEX USDN Basis Trading Ethereum	USDN	Ethereum	13.37%	—	$665.26K
Neverland Lending Monad	AUSD	Monad	13.36% 5.87% + 7.49%	+0.55 pp	$146.03K
Fluid Lending Lending Plasma	GHO	Plasma	13.21% 11.10% + 2.11%	+5.90 pp	$7.45M
Wildcat · Elk Crypto Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	13.14%	—	$179.98K
Wildcat · Elk Crypto USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	13.14%	—	$92.05K
Accountable · Meridian x Kappa x Neutral Trade Yield Robinhood Chain	USDE	Robinhood Chain	13.08%	—	$1.89M
Liqwid Lending Cardano	DJED	Cardano	12.98%	+0.22 pp	$1.03M
Yearn · Curve msUSD-frxUSD Factory Yield Aggregator Ethereum	FRXMSUSD	Ethereum	12.97%	—	$139.87K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.94% 8.04% + 4.90%	+1.82 pp	$972.88K
Abyss Yield Sui	USDC	Sui	12.92%	-6.88 pp	$169.34K
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	12.90%	+0.00 pp	$7.05M
YieldNest Onchain Capital Allocator Ethereum	YNUSDX	Ethereum	12.88%	+3.96 pp	$346.34K
Apyx Protocol RWA Ethereum	APXUSD	Ethereum	12.76%	+0.03 pp	$177.23M
Balancer · Aave 3-pool Yield Monad	USDC + USDT + AUSD	Monad	12.72% 0.11% + 12.61%	—	$1.71M
T3tris Finance Onchain Capital Allocator Arbitrum	STRADAUSDC	Arbitrum	12.58%	+0.00 pp	$318.09K
Re RWA Ethereum	REUSDE	Ethereum	12.26%	-0.00 pp	$19.72M
Stake DAO Yield Ethereum	CRVUSD	Ethereum	12.23% 0.37% + 11.86%	+4.23 pp	$156.19K
Accountable · Salt Markets Uncollateralized Lending Monad	USDC	Monad	12.14%	—	$5.07M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.00% 8.00% + 4.00%	+0.00 pp	$9.37M
Wildcat · KappaLab Ethena USDe Uncollateralized Lending Ethereum	USDE	Ethereum	12.00%	—	$1.01M
Parallel Protocol V3 CDP Avalanche	SUSDP	Avalanche	12.00%	+2.00 pp	$277.33K
Wildcat · TRV USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	12.00%	—	$225.29K
Parallel Protocol V3 CDP Ethereum	SUSDP	Ethereum	12.00%	—	$166.64K
Parallel Protocol V3 CDP Hyperliquid L1	SUSDP	Hyperliquid L1	12.00%	+2.00 pp	$155.82K
Neverland Lending Monad	USDT0	Monad	11.91% 1.52% + 10.39%	+0.67 pp	$1.33M
Balancer · USDp-csbUSDC Yield Hyperliquid	USDC + USDP	Hyperliquid	11.89% 0.09% + 11.79%	—	$962.91K
Current Lending Sui	USDC	Sui	11.80% 0.00% + 11.80%	+2.31 pp	$271.76K
Pendle · PT-STRUSD Yield Aggregator Ethereum	STRUSD	Ethereum	11.78%	—	$9.03M
MortgageFi Lending Arbitrum	USDT	Arbitrum	11.71%	-17.46 pp	$55.80K
Midas · mBASIS RWA Base	USDC	Base	11.70%	—	$166.59K
Midas · mBASIS RWA Etherlink	USDC	Etherlink	11.70%	—	$4.81M
Midas · mBASIS RWA Ethereum	USDC	Ethereum	11.70%	—	$134.79K
Current Lending Sui	USDC	Sui	11.69% 4.77% + 6.92%	+2.92 pp	$99.17K
Kinetic Lending Flare	USDT0	Flare	11.65% 9.39% + 2.26%	+3.78 pp	$512.26K
Accountable · JPEG Trading Uncollateralized Lending Ethereum	USDC	Ethereum	11.64%	—	$10.23M
Neutral · Options Market Making Onchain Capital Allocator Solana	USDC	Solana	11.61%	—	$632.13K
Balancer · Yuzu Surge syzUSD / wnAUSD Yield Monad	AUSD	Monad	11.55% 0.00% + 11.55%	—	$108.01K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	11.52%	+0.24 pp	$1.41M
Balancer · Avant avUSD-AUSD Yield Monad	AUSD	Monad	11.50% 0.05% + 11.44%	—	$5.28M
Pendle · PT-LIMUSD Yield Aggregator Hyperliquid	LIMUSD	Hyperliquid	11.37%	—	$1.92M
Peapods Finance Yield Base	USDC	Base	11.32%	+1.10 pp	$51.52K
Current Lending Sui	USDT	Sui	11.19% 4.55% + 6.63%	-0.11 pp	$283.44K
Spectra V2 Yield Base	SJEUR	Base	11.17% 3.72% + 7.46%	+0.30 pp	$183.72K
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	11.01%	+3.42 pp	$16.96M
Wildcat · Hyperithm Wildcat USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	11.00%	—	$855.39K
Wildcat · Hyperithm Wildcat Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	11.00%	—	$323.26K
Accountable · RockawayX Yield Ethereum	USDC	Ethereum	10.88%	—	$3.34M
Royco V2 Yield Ethereum	JRSTRUSD	Ethereum	10.85%	-0.20 pp	$1.01M
Tori Finance Basis Trading Ethereum	STRUSD	Ethereum	10.75%	-0.34 pp	$47.68M
Takara Lend Lending Sei	USDC	Sei	10.73%	+1.36 pp	$184.07K
Unitas USDu Basis Trading Solana	SUSDU	Solana	10.72%	+0.77 pp	$7.35M
Pendle · PT-REUSD Yield Aggregator Ethereum	REUSD	Ethereum	10.71%	—	$140.22M
Unitas USDu Basis Trading BSC	SUSDU	BSC	10.69%	+0.73 pp	$34.25M
GAIB RWA Ethereum	SAID	Ethereum	10.68%	-0.05 pp	$18.57M
Lagoon Onchain Capital Allocator Ethereum	GAMILUSPC	Ethereum	10.68%	-0.20 pp	$512.66K
Kinetic Lending Flare	USDC.E	Flare	10.65% 5.63% + 5.02%	+4.97 pp	$276.11K
Pareto Credit RWA Lending Ethereum	USDC	Ethereum	10.58%	+0.00 pp	$15.29M
Pendle · PT-SUSDD Yield Aggregator Ethereum	SUSDD	Ethereum	10.57%	—	$16.10M
Current Lending Sui	USDC	Sui	10.54% 2.30% + 8.24%	-0.33 pp	$9.44M
Strata Markets Yield Ethereum	JRNOPAL	Ethereum	10.53%	+10.53 pp	$299.09K
Royco V2 Yield Avalanche	JRROYSAVUSD	Avalanche	10.49%	-1.04 pp	$1.59M
Pendle · PT-40ACRESUSDC Yield Aggregator Base	40ACRESUSDC	Base	10.45%	—	$153.06K
Pendle · PT-EARNAUSD Yield Aggregator chain 143	EARNAUSD	chain 143	10.44%	—	$13.02M
Midas · mEDGE RWA Monad	USDC	Monad	10.39%	—	$439.17K
Midas · mEDGE RWA Ethereum	USDC	Ethereum	10.39%	—	$1.74M
Balancer · wnAUSD / wnUSDC / wnUSDT0 Yield Monad	USDC + USDT + AUSD	Monad	10.34% 0.12% + 10.21%	—	$3.37M
Pendle · PT-SUSDAI Yield Aggregator Arbitrum	SUSDAI	Arbitrum	10.33%	—	$61.56M
Pendle · PT-YNRWAX Yield Aggregator Ethereum	YNRWAX	Ethereum	10.33%	—	$694.23K
Harvest Finance Yield Aggregator Base	USDC	Base	10.24%	-0.40 pp	$1.86M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	10.22%	+0.52 pp	$804.45K
Pendle · PT-EEARN Yield Aggregator Ethereum	EEARN	Ethereum	10.21%	—	$1.04M
Goldfinch RWA Lending Ethereum	USDC	Ethereum	10.21%	+0.00 pp	$35.95M
Flying Tulip ftUSD Yield Aggregator Sonic	SFTUSD	Sonic	10.15%	+1.36 pp	$281.10K
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	10.05%	-0.24 pp	$7.63M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	10.04%	-0.92 pp	$7.13M
Takara Lend Lending Sei	USDT0	Sei	10.03% 8.32% + 1.71%	+0.53 pp	$625.76K
Agua Onchain Capital Allocator Ethereum	USDC	Ethereum	10.00%	-0.00 pp	$6.86M
Wildcat · Key USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$2.11M
Upshift Onchain Capital Allocator Ethereum	COREUSDC	Ethereum	10.00%	+0.00 pp	$1.98M
Wildcat · Hyperithm WildcatFast USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.60M
Wildcat · Rhinofi USDT0 Uncollateralized Lending Plasma	USDT0	Plasma	10.00%	—	$1.53M
Accountable · Ouroboros Capital Uncollateralized Lending Monad	USDC	Monad	10.00%	—	$1.04M
Wildcat · Hyperithm Wildcat USDe Uncollateralized Lending Ethereum	USDE	Ethereum	10.00%	—	$974.03K
Wildcat · DVC USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$55.46K

아래에서 22개의 perp-DEX 볼트도 추적 중입니다 — 다른 종류(대출이 아닌 마켓 메이킹 PnL), APY와 무관하게 표시.

Perp-DEX 볼트 · 22개 추적 중

스테이블을 입금하고 플랫폼의 마켓 메이킹 PnL을 받으세요. perp 볼트 이자율은 크게 흔들리기 때문에 APY와 무관하게 표시 — 스파이크를 잡으려면 즐겨찾기에 추가.

볼트	자산	체인	APR	TVL
Orderly · Smaug Derivatives 멀티체인	USDC	멀티체인	19.50%	$670.54K
Gains Network Derivatives Base	USDC	Base	17.49%	$613.05K
Lighter LLP Derivatives zkLighter	USDC	zkLighter	15.30%	$73.47M
Jupiter JLP Derivatives Solana	USDC	Solana	12.42%	$844.10M
Gains Network Derivatives Arbitrum	USDC	Arbitrum	11.05%	$4.60M
Orderly OmniVault Derivatives 멀티체인	USDC	멀티체인	8.98%	$6.21M
dYdX MegaVault Derivatives dYdX Chain	USDC	dYdX Chain	6.91%	$1.69M
KiloEx Derivatives BSC	USDT	BSC	6.77%	$150.29K
Hyperliquid HLP Derivatives Hyperliquid L1	USDC	Hyperliquid L1	6.69%	$184.38M
Rho X Liquidity Provider Derivatives Ethereum	USDT	Ethereum	5.80%	$642.22K
Storm Trade Derivatives TON	USDT	TON	5.48%	$3.02M
Avantis Derivatives Base	USDC	Base	4.35%	$17.97M
Aevo Yield Vault Derivatives Aevo	USDC	Aevo	4.00%	$1.64M
Gains Network Derivatives Polygon	USDC	Polygon	2.85%	$269.93K
IPOR Derivatives Derivatives Ethereum	USDC	Ethereum	2.85%	$91.89K
IPOR Derivatives Derivatives Arbitrum	USDC	Arbitrum	1.83%	$228.51K
Gains Network Derivatives MegaETH	USDM	MegaETH	1.30%	$85.74K
KiloEx Derivatives Opbnb	USDT	Opbnb	0.38%	$281.74K
KiloEx Derivatives Base	USDC	Base	0.36%	$286.75K
KiloEx Derivatives Opbnb	FDUSD	Opbnb	0.35%	$71.19K
Pacifica Money Market Derivatives Solana	USDC	Solana	0.00%	$10.90M
Paradex Trading Vault Derivatives Starknet	USDC	Starknet	-13.89%	$6.02M

스테이블코인 수익률에 대한 자주 묻는 질문

지금 DeFi에서 최고의 스테이블코인 APY는 얼마인가요?

최고의 스테이블코인 풀은 매시간 바뀝니다. Stablesonar는 USDC, USDT, DAI 등 주요 스테이블코인에 10% 이상의 APY를 지불하는 모든 프로토콜을 표시합니다 — 이 페이지 상단의 실시간 정렬된 목록을 보세요. 통계 위의 새로 고침 표시는 데이터가 마지막으로 업데이트된 시점을 보여줍니다.

어떤 스테이블코인이 가장 높은 수익률을 줄까요?

체인과 프로토콜에 따라 다릅니다. USDC는 Aave, Morpho, Pendle에서 자주 상위권을 차지하지만, Hyperliquid, Base, Monad 같은 신규 생태계는 유동성에 추가 보상을 주는 경우가 많습니다. 자산별로 대시보드를 필터링하면 USDC, USDT, DAI, USDe를 나란히 비교할 수 있습니다.

최고의 스테이블코인 수익률 전략은 무엇인가요?

주요 전략: 대출(Aave, Morpho, Compound), 고정 금리 풀(Pendle PT/YT), 자동 복리 볼트(Beefy), Perp-DEX 마켓 메이킹(Hyperliquid, Jupiter, dYdX, Orderly), 그리고 활발한 포인트 / 에어드롭 프로그램이 있는 파밍 프로토콜. 각 풀의 리스크 등급을 표시하므로 본인의 리스크 성향에 맞는 전략을 선택할 수 있습니다.

높은 스테이블코인 APY는 안전한가요?

더 높은 APY는 거의 항상 더 높은 리스크를 의미합니다. Stablesonar는 TVL 규모와 수익률을 기준으로 모든 풀을 안전 / 보통 / 위험으로 표시하지만, 모든 스마트 컨트랙트는 해킹당할 수 있고 주요 스테이블코인조차 과거에 디페그된 적이 있습니다. 면책 조항을 읽고, 감사 보고서를 확인하고, 잃을 수 있는 금액 이상은 절대 입금하지 마세요.

데이터는 얼마나 자주 업데이트되고, 어디에서 가져오나요?

Stablesonar는 매시간 새로 고침됩니다. Morpho, Pendle, Aave, Beefy의 공개 API를 통해 실시간 데이터를 직접 가져오고, DeFiLlama는 나머지 지원 프로토콜의 대체 레이어로 사용합니다. Perp-DEX 볼트(Hyperliquid, Jupiter, dYdX, Orderly)는 각자의 네이티브 엔드포인트로 추적됩니다.

스테이블코인 이자율, 모든 체인, 매일.

APY ≥ 10.0% 풀 129개 표시 중

⚡ 실시간 Perp-DEX 볼트 · 22개 추적 중

스테이블코인 수익률에 대한 자주 묻는 질문

Perp-DEX 볼트 · 22개 추적 중