스테이블코인 이자율, 모든 체인, 매일.

최고의 스테이블코인 APY를 한 곳에서 찾으세요 — 어떤 프로토콜이 USDC, USDT, DAI 등 주요 스테이블코인에 실제로 10% 이상을 지불하는지. 닿을 수 있는 모든 체인에 대해 매시간 새로 고침.

정보 업데이트: 44 minutes ago

추적 중인 풀 124
프로토콜 96
체인 22

최소 APY

초기화

안전 16 보통 38 위험 70 에어드롭

빠른 필터 — 인기 체인:

Base

Monad

Solana

APY ≥ 10.0% 풀 124개 표시 중

프로토콜	자산	체인	APY	7d	TVL
Yearn · Morpho Gauntlet AUSD Vault Compounder Yield Aggregator Katana	AUSD	Katana	272.82%	—	$89.46K
Wildcat · Kinto Phoenix Facility USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	50.00%	—	$1.28M
Yearn · Spark USDS Compounder Yield Aggregator Ethereum	USDS	Ethereum	37.20%	—	$1.04M
Yearn · Morpho Steakhouse Prime AUSD Compounder Yield Aggregator Katana	AUSD	Katana	32.09%	—	$63.62K
Yearn · AUSD yVault Yield Aggregator Katana	AUSD	Katana	29.06%	—	$151.94K
Morpho · Steakhouse High Yield USDC Lending Polygon	USDC	Polygon	26.19%	—	$62.24K
Yearn · Curve msUSD-frxUSD Factory Yield Aggregator Ethereum	FRXMSUSD	Ethereum	25.65%	—	$1.31M
Beefy · reUSDe 10Dec26 Yield Aggregator Ethereum	REUSDE	Ethereum	25.26% 1.88% + 22.92%	—	$386.57K
Travessia Credit RWA Lending Ethereum	USDT	Ethereum	22.04%	+0.00 pp	$102.63K
Compound V3 Lending OP Mainnet	USDC	OP Mainnet	20.26%	+17.23 pp	$80.33K
Pendle · PT-REUSDE Yield Aggregator Ethereum	REUSDE	Ethereum	19.55%	—	$10.48M
Pendle · PT-SUSD3 Yield Aggregator Ethereum	SUSD3	Ethereum	18.91%	—	$991.89K
Wildcat · Halalcash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$219.85K
Wildcat · Halal Cash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$105.66K
Wildcat · Halalcash Levered USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.50%	—	$105.55K
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	18.01%	-0.13 pp	$558.50K
Wildcat · Kain Warwick USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.00%	—	$6.72M
Travessia Credit RWA Lending Ethereum	AUSD	Ethereum	17.10%	+0.00 pp	$168.20K
Silo · USDC / SAVUSD Lending Avalanche	USDC	Avalanche	16.88%	—	$474.75K
Accountable Uncollateralized Lending Ethereum	USDC	Ethereum	16.48% 6.46% + 10.02%	+15.62 pp	$4.03M
Current Lending Sui	USDC	Sui	16.20% 0.63% + 15.57%	+3.10 pp	$1.07M
cSigma Finance RWA Lending Ethereum	USDC	Ethereum	15.58%	-0.05 pp	$422.38K
ScrubVault Basis Trading Kava	USDT	Kava	15.00%	-1.25 pp	$99.16K
Liqwid Lending Cardano	USDM	Cardano	14.80%	-0.80 pp	$379.33K
Apyx Protocol RWA Ethereum	APXUSD	Ethereum	14.41%	-0.03 pp	$142.51M
cSigma Finance RWA Lending Ethereum	USDT	Ethereum	14.33%	-0.03 pp	$58.21K
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	14.29%	-0.72 pp	$57.52K
Accountable Uncollateralized Lending Ethereum	USDC	Ethereum	14.25%	+0.00 pp	$1.04M
Wildcat · 0d Arcx USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	14.00%	—	$548.72K
Pendle · PT-NOPAL Yield Aggregator Ethereum	NOPAL	Ethereum	14.00%	—	$3.55M
Convex Finance Yield Ethereum	CRVUSD	Ethereum	13.96% 10.21% + 3.75%	+9.91 pp	$312.33K
Lagoon Onchain Capital Allocator Ethereum	SYNUSDX	Ethereum	13.72%	+0.76 pp	$350.10K
Yearn · Compound V3 USDC.e Lender Yield Aggregator Polygon	USDC	Polygon	13.45%	—	$73.97K
ForgeYields Onchain Capital Allocator Starknet	USDC	Starknet	13.36%	+4.22 pp	$636.62K
ForgeYields Onchain Capital Allocator Ethereum	USDC	Ethereum	13.36%	+4.22 pp	$208.39K
Pendle · PT-USP Yield Aggregator Ethereum	USP	Ethereum	13.23%	—	$219.16K
Wildcat · Elk Crypto Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	13.14%	—	$177.10K
Wildcat · Elk Crypto USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	13.14%	—	$117.71K
Liqwid Lending Cardano	DJED	Cardano	13.10%	-0.27 pp	$1.20M
Kinetic Lending Flare	USDC.E	Flare	13.05% 7.76% + 5.29%	+1.95 pp	$165.97K
Fusion by IPOR Yield Aggregator Ethereum	RUSD	Ethereum	13.00%	-3.51 pp	$962.18K
Harvest Finance Yield Aggregator Base	USDC	Base	12.99%	-0.08 pp	$1.86M
Tori Finance Basis Trading Ethereum	STRUSD	Ethereum	12.99%	—	$25.07M
3Jane Lending Uncollateralized Lending Ethereum	SUSD3	Ethereum	12.99%	-0.42 pp	$8.35M
Mystic Finance Lending Lending Flare	COREUSDT0	Flare	12.94% 4.04% + 8.90%	-1.12 pp	$21.56M
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	12.90%	+0.00 pp	$6.10M
Balancer · Balancer syzUSD-CSUSDC Yield Monad	USDC	Monad	12.83% 0.00% + 12.83%	—	$362.14K
Balancer · USDp-csbUSDC Yield Hyperliquid	USDC + USDP	Hyperliquid	12.79% 0.07% + 12.73%	—	$1.03M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	12.76%	-1.99 pp	$122.40K
Morpho · Gauntlet USDC Lending Unichain	USDC	Unichain	12.70%	—	$351.31K
Strata Markets Yield Ethereum	JRMHYPER	Ethereum	12.69%	+0.33 pp	$430.65K
Snowbl Capital Onchain Capital Allocator Base	USDC	Base	12.68%	—	$310.55K
PiggyBank Yield Solana	USDC	Solana	12.63%	—	$1.89M
Liqwid Lending Cardano	USDT	Cardano	12.62%	-0.27 pp	$203.26K
cSigma Finance RWA Lending Ethereum	CSUSD	Ethereum	12.41%	+3.49 pp	$59.54K
Pendle · PT-40ACRESUSDC Yield Aggregator Base	40ACRESUSDC	Base	12.38%	—	$97.88K
Beefy · USDC (Edge UltraYield) Yield Aggregator Monad	USDC	Monad	12.37%	—	$75.89K
Fusion by IPOR Yield Aggregator Ethereum	PYUSD	Ethereum	12.34%	-1.56 pp	$397.87K
Lazy Yield Ethereum	USDC	Ethereum	12.26%	+4.89 pp	$1.02M
Curve LlamaLend Lending Ethereum	CRVUSD	Ethereum	12.22% 10.21% + 2.01%	+9.45 pp	$384.05K
Takara Lend Lending Sei	USDT0	Sei	12.09% 10.07% + 2.02%	—	$424.82K
Morpho · Steakhouse EURC Lending Base	EURC	Base	12.02%	—	$428.93K
Pendle · PT-USD3 Yield Aggregator Ethereum	USD3	Ethereum	12.02%	—	$27.25M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.00% 8.00% + 4.00%	+0.00 pp	$7.00M
Wildcat · KappaLab Ethena USDe Uncollateralized Lending Ethereum	USDE	Ethereum	12.00%	—	$965.23K
Isle Finance RWA Lending Hedera	USDC	Hedera	12.00%	+0.00 pp	$514.42K
Wildcat · TRV USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	12.00%	—	$221.95K
Mainstreet Basis Trading Ethereum	MSUSD	Ethereum	12.00%	+0.00 pp	$74.21M
Accountable Uncollateralized Lending Monad	USDC	Monad	11.99% 11.60% + 0.39%	+0.03 pp	$50.76M
Isle Finance RWA Lending Hedera	USDC	Hedera	11.98%	+0.00 pp	$398.05K
Sky Lending CDP Ethereum	USDS	Ethereum	11.93%	—	$233.35M
SMARDEX USDN Basis Trading Ethereum	USDN	Ethereum	11.91%	+0.81 pp	$652.03K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	11.86% 6.81% + 5.05%	+1.82 pp	$1.12M
HyperLend Pooled Lending Hyperliquid L1	USDC	Hyperliquid L1	11.83%	+0.46 pp	$7.88M
Lagoon Onchain Capital Allocator Ethereum	TULIPAUSDC	Ethereum	11.83%	+2.74 pp	$9.04M
Accountable Uncollateralized Lending Ethereum	USDC	Ethereum	11.71%	-1.82 pp	$2.13M
Aave V3 Lending Mantle	GHO	Mantle	11.60%	+1.58 pp	$358.28K
Takara Lend Lending Sei	USDC	Sei	11.58% 5.85% + 5.73%	—	$353.88K
Kinetic Lending Flare	USDT0	Flare	11.46% 9.19% + 2.28%	+1.87 pp	$630.32K
Kinza Finance Lending BSC	USDT	BSC	11.46%	+3.64 pp	$129.91K
Stable Jack V1 Yield Avalanche	AUSD	Avalanche	11.44%	-0.13 pp	$454.20K
Morpho · Gauntlet EURC Core Lending Base	EURC	Base	11.39%	—	$54.28K
Peapods Finance Yield Base	USDC	Base	11.24%	-1.13 pp	$228.44K
Peapods Finance Yield Ethereum	USDC	Ethereum	11.12%	+1.71 pp	$394.80K
Morpho · Gauntlet DAI Core Lending Ethereum	DAI	Ethereum	11.01%	—	$1.94M
Wildcat · Hyperithm Wildcat USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	11.00%	—	$1.21M
Wildcat · Hyperithm Wildcat Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	11.00%	—	$319.09K
GAIB RWA Ethereum	SAID	Ethereum	10.94%	+0.39 pp	$19.21M
Monetrix Basis Trading Hyperliquid L1	SUSDM	Hyperliquid L1	10.89%	+0.60 pp	$2.16M
Curvance Lending Monad	AUSD	Monad	10.79% 6.26% + 4.53%	+0.98 pp	$930.92K
Kinetic Lending Flare	USDT0	Flare	10.77% 8.67% + 2.10%	+2.03 pp	$521.46K
Midas RWA RWA Ethereum	USDC	Ethereum	10.71%	+1.06 pp	$1.98M
Midas RWA RWA Monad	USDC	Monad	10.71%	+1.06 pp	$632.93K
Balancer · Yuzu Surge syzUSD / wnAUSD Yield Monad	AUSD	Monad	10.55% 0.00% + 10.55%	—	$160.97K
Midas RWA RWA Ethereum	USDC	Ethereum	10.54%	+0.03 pp	$45.94M
Midas RWA RWA Monad	USDC	Monad	10.54%	+0.03 pp	$2.94M
Midas RWA RWA Plasma	USDC	Plasma	10.54%	+0.03 pp	$329.51K
Accountable Uncollateralized Lending Monad	USDC	Monad	10.50% 10.00% + 0.50%	+0.01 pp	$5.20M
Wildcat · MNNC Trading USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.50%	—	$1.82M
Yearn · USDC.e-1 yVault Yield Aggregator Polygon	USDC	Polygon	10.47%	—	$71.95K
Balancer · USDp-gamiUSDC Yield Avalanche	USDC + USDP	Avalanche	10.36% 0.00% + 10.36%	—	$702.74K
Pendle · PT-AID Yield Aggregator Ethereum	AID	Ethereum	10.34%	—	$54.46K
Pendle · PT-REUSD Yield Aggregator Ethereum	REUSD	Ethereum	10.32%	—	$68.98M
Lista Lending Lending Ethereum	USDC	Ethereum	10.32% 3.36% + 6.96%	+0.76 pp	$1.68M
Pendle · PT-SIERRA Yield Aggregator Ethereum	SIERRA	Ethereum	10.23%	—	$22.86M
Pendle · PT-YNRWAX Yield Aggregator Ethereum	YNRWAX	Ethereum	10.20%	—	$921.72K
Accountable Uncollateralized Lending Monad	USDC	Monad	10.17% 9.67% + 0.50%	+0.50 pp	$8.97M
Unitas Basis Trading BSC	SUSDU	BSC	10.16%	+0.23 pp	$42.21M
Pendle · PT-EEARN Yield Aggregator Ethereum	EEARN	Ethereum	10.16%	—	$1.05M
Goldfinch RWA Lending Ethereum	USDC	Ethereum	10.12%	+0.00 pp	$36.72M
Makina Onchain Capital Allocator Ethereum	INTMKSRROYUSDC	Ethereum	10.11%	—	$12.95M
Pendle · PT-SUSDAI Yield Aggregator Arbitrum	SUSDAI	Arbitrum	10.06%	—	$53.41M
Midas RWA RWA Ethereum	USDC	Ethereum	10.00%	-3.80 pp	$73.21M
Wildcat · Selini USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$7.97M
Wildcat · Selini Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	10.00%	—	$7.30M
Bitway Earn Basis Trading BSC	U	BSC	10.00%	+0.00 pp	$4.79M
Upshift Onchain Capital Allocator Ethereum	COREUSDC	Ethereum	10.00%	+0.00 pp	$3.05M
Wildcat · Hyperithm Wildcat USDe Uncollateralized Lending Ethereum	USDE	Ethereum	10.00%	—	$1.91M
Wildcat · Hyperithm WildcatFast USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.80M
Wildcat · Key USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.57M
Wildcat · GardePrime USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.05M
Wildcat · Rhinofi USDT0 Uncollateralized Lending Plasma	USDT0	Plasma	10.00%	—	$1.01M
Parallel Protocol V3 CDP Avalanche	SUSDP	Avalanche	10.00%	+0.00 pp	$265.17K
Wildcat · DVC USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$56.79K

아래에서 23개의 perp-DEX 볼트도 추적 중입니다 — 다른 종류(대출이 아닌 마켓 메이킹 PnL), APY와 무관하게 표시.

Perp-DEX 볼트 · 23개 추적 중

스테이블을 입금하고 플랫폼의 마켓 메이킹 PnL을 받으세요. perp 볼트 이자율은 크게 흔들리기 때문에 APY와 무관하게 표시 — 스파이크를 잡으려면 즐겨찾기에 추가.

볼트	자산	체인	APR	TVL
Orderly · Smaug Derivatives 멀티체인	USDC	멀티체인	17.17%	$632.59K
Orderly OmniVault Derivatives 멀티체인	USDC	멀티체인	13.00%	$7.17M
Jupiter JLP Derivatives Solana	USDC	Solana	9.30%	$830.34M
Lighter LLP Derivatives zkLighter	USDC	zkLighter	9.17%	$77.53M
Rho X Liquidity Provider Derivatives Ethereum	USDT	Ethereum	8.85%	$993.45K
Avantis Derivatives Base	USDC	Base	8.31%	$29.39M
KiloEx Derivatives BSC	USDT	BSC	6.52%	$162.06K
dYdX MegaVault Derivatives dYdX Chain	USDC	dYdX Chain	5.98%	$1.83M
Storm Trade Derivatives TON	USDT	TON	5.80%	$3.61M
IPOR Derivatives Derivatives Ethereum	USDT	Ethereum	4.65%	$89.78K
Aevo Yield Vault Derivatives Aevo	USDC	Aevo	4.00%	$1.72M
KiloEx Derivatives Opbnb	USDT	Opbnb	4.00%	$285.61K
KiloEx Derivatives Opbnb	FDUSD	Opbnb	3.72%	$71.12K
Gains Network Derivatives Arbitrum	USDC	Arbitrum	3.54%	$7.25M
Gains Network Derivatives MegaETH	USDM	MegaETH	3.41%	$66.92K
Gains Network Derivatives Base	USDC	Base	2.82%	$1.13M
Gains Network Derivatives Polygon	USDC	Polygon	2.80%	$268.81K
IPOR Derivatives Derivatives Ethereum	USDC	Ethereum	2.36%	$169.09K
IPOR Derivatives Derivatives Arbitrum	USDC	Arbitrum	1.96%	$227.93K
Paradex Trading Vault Derivatives Starknet	USDC	Starknet	0.69%	$10.18M
KiloEx Derivatives Base	USDC	Base	0.36%	$287.51K
Pacifica Money Market Derivatives Solana	USDC	Solana	0.00%	$10.33M
Hyperliquid HLP Derivatives Hyperliquid L1	USDC	Hyperliquid L1	-0.02%	$256.76M

스테이블코인 수익률에 대한 자주 묻는 질문

지금 DeFi에서 최고의 스테이블코인 APY는 얼마인가요?

최고의 스테이블코인 풀은 매시간 바뀝니다. Stablesonar는 USDC, USDT, DAI 등 주요 스테이블코인에 10% 이상의 APY를 지불하는 모든 프로토콜을 표시합니다 — 이 페이지 상단의 실시간 정렬된 목록을 보세요. 통계 위의 새로 고침 표시는 데이터가 마지막으로 업데이트된 시점을 보여줍니다.

어떤 스테이블코인이 가장 높은 수익률을 줄까요?

체인과 프로토콜에 따라 다릅니다. USDC는 Aave, Morpho, Pendle에서 자주 상위권을 차지하지만, Hyperliquid, Base, Monad 같은 신규 생태계는 유동성에 추가 보상을 주는 경우가 많습니다. 자산별로 대시보드를 필터링하면 USDC, USDT, DAI, USDe를 나란히 비교할 수 있습니다.

최고의 스테이블코인 수익률 전략은 무엇인가요?

주요 전략: 대출(Aave, Morpho, Compound), 고정 금리 풀(Pendle PT/YT), 자동 복리 볼트(Beefy), Perp-DEX 마켓 메이킹(Hyperliquid, Jupiter, dYdX, Orderly), 그리고 활발한 포인트 / 에어드롭 프로그램이 있는 파밍 프로토콜. 각 풀의 리스크 등급을 표시하므로 본인의 리스크 성향에 맞는 전략을 선택할 수 있습니다.

높은 스테이블코인 APY는 안전한가요?

더 높은 APY는 거의 항상 더 높은 리스크를 의미합니다. Stablesonar는 TVL 규모와 수익률을 기준으로 모든 풀을 안전 / 보통 / 위험으로 표시하지만, 모든 스마트 컨트랙트는 해킹당할 수 있고 주요 스테이블코인조차 과거에 디페그된 적이 있습니다. 면책 조항을 읽고, 감사 보고서를 확인하고, 잃을 수 있는 금액 이상은 절대 입금하지 마세요.

데이터는 얼마나 자주 업데이트되고, 어디에서 가져오나요?

Stablesonar는 매시간 새로 고침됩니다. Morpho, Pendle, Aave, Beefy의 공개 API를 통해 실시간 데이터를 직접 가져오고, DeFiLlama는 나머지 지원 프로토콜의 대체 레이어로 사용합니다. Perp-DEX 볼트(Hyperliquid, Jupiter, dYdX, Orderly)는 각자의 네이티브 엔드포인트로 추적됩니다.

스테이블코인 이자율, 모든 체인, 매일.

APY ≥ 10.0% 풀 124개 표시 중

⚡ 실시간 Perp-DEX 볼트 · 23개 추적 중

스테이블코인 수익률에 대한 자주 묻는 질문

Perp-DEX 볼트 · 23개 추적 중