稳定币收益,每条链,每一天。

一个地方就能找到最佳稳定币 APY — 看看哪些协议真的为 USDC、USDT、DAI 等主流稳定币付出超过 10%。每小时刷新一次,覆盖我们能触及的每条链。

数据更新于 17 minutes ago

追踪中的池子 129
协议数 103
链 23

最低 APY

重置

安全 14 中等 43 高风险 72 空投

快速筛选 — 热门链:

Base

Monad

Solana

显示 129 个 APY ≥ 10.0% 的池子

协议	资产	链	APY	7d	TVL
Neutral · CTA - Adaptive Alpha Onchain Capital Allocator Solana	USDC	Solana	59.96%	—	$91.38K
Gremlix Yield Aggregator Arbitrum	USDC	Arbitrum	51.05%	+51.05 pp	$118.41K
Wildcat · Kinto Phoenix Facility USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	50.00%	—	$1.35M
cSigma Finance RWA Lending Ethereum	CSUSD	Ethereum	35.85%	+26.42 pp	$60.27K
Accountable · Morini Capital Yield Ethereum	USDC	Ethereum	25.78%	—	$3.21M
Accountable · Hyperithm Yield Monad	USDC	Monad	24.45%	—	$7.70M
Pendle · PT-SUSD3 Yield Aggregator Ethereum	SUSD3	Ethereum	24.35%	—	$1.54M
Aave V3 Lending Monad	USDT0	Monad	19.00%	+13.83 pp	$868.86K
Spectra V2 Yield Base	SJEUR	Base	19.00% 11.54% + 7.46%	+0.06 pp	$183.72K
Liqwid Lending Cardano	USDT	Cardano	18.79%	-0.75 pp	$93.08K
Balancer · Aave USDe-USDT0 Yield Monad	USDT + USDE	Monad	18.70% 0.00% + 18.70%	—	$136.74K
Wildcat · Halalcash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$227.50K
Wildcat · Halal Cash Levered Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	18.50%	—	$108.15K
Wildcat · Halalcash Levered USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.50%	—	$108.07K
Wildcat · Kain Warwick USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	18.00%	—	$5.58M
Pendle · PT-REUSDE Yield Aggregator Ethereum	REUSDE	Ethereum	17.86%	—	$14.69M
Neutral · Multi-Asset Volatility Arbitrage Onchain Capital Allocator Solana	USDC	Solana	17.52%	—	$631.77K
Morpho · EURCV Prime Lending Ethereum	EURCV	Ethereum	17.51%	—	$124.14K
Beefy · reUSDe 10Dec26 Yield Aggregator Ethereum	REUSDE	Ethereum	17.42% 0.52% + 16.82%	—	$451.30K
Centrifuge Protocol RWA Pharos	USDC	Pharos	17.26%	+13.42 pp	$4.39M
Royco V2 Yield Ethereum	SRSTOCKMARKETTRBASISTRADE	Ethereum	17.19%	+6.43 pp	$438.74K
Travessia · Tauri Vault RWA Lending Ethereum	USDC	Ethereum	17.10%	—	$265.17K
Travessia · Tauri Vault RWA Lending Ethereum	USDT	Ethereum	17.10%	—	$180.47K
Travessia · Tauri Vault RWA Lending Ethereum	AUSD	Ethereum	17.10%	—	$171.87K
Travessia · Tauri Vault RWA Lending Avalanche	USDT	Avalanche	17.10%	—	$106.94K
ForgeYields Onchain Capital Allocator Ethereum	USDC	Ethereum	16.96%	+9.55 pp	$100.27K
Accountable · SPICE Uncollateralized Lending Ethereum	USDC	Ethereum	15.50%	—	$1.12M
PiggyBank Yield Solana	USDC	Solana	15.44%	—	$1.57M
dTRINITY dUSD Partially Algorithmic Stablecoin Fraxtal	SDUSD	Fraxtal	15.19%	-20.29 pp	$71.97K
Convex Finance Yield Ethereum	CRVUSD	Ethereum	15.08% 5.34% + 9.73%	+6.25 pp	$621.85K
Accountable · Hyperithm Uncollateralized Lending Monad	USDC	Monad	15.00% 14.60% + 0.40%	—	$99.35M
cSigma Finance RWA Lending Ethereum	USDC	Ethereum	14.96%	-0.04 pp	$440.10K
ScrubVault Basis Trading Kava	USDT	Kava	14.68%	-0.32 pp	$94.15K
Balancer · Aave sUSDe - USDT0 Yield Monad	USDT + SUSDE	Monad	14.45% 0.06% + 14.39%	—	$247.68K
3Jane Lending Uncollateralized Lending Ethereum	SUSD3	Ethereum	14.41%	-0.61 pp	$7.56M
Balancer · Balancer syzUSD-CSUSDC Yield Monad	USDC	Monad	14.18% 0.00% + 14.18%	—	$365.11K
cSigma Finance RWA Lending Ethereum	USDT	Ethereum	14.07%	-0.04 pp	$59.24K
Wildcat · 0d Arcx USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	14.00%	—	$557.76K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	13.98%	+0.00 pp	$117.79K
Pendle · PT-NOPAL Yield Aggregator Ethereum	NOPAL	Ethereum	13.94%	—	$5.40M
Lagoon Onchain Capital Allocator Ethereum	SYNUSDX	Ethereum	13.84%	+0.82 pp	$331.65K
Pendle · PT-USP Yield Aggregator Ethereum	USP	Ethereum	13.77%	—	$167.15K
Pendle · PT-USD3 Yield Aggregator Ethereum	USD3	Ethereum	13.75%	—	$30.81M
Morpho · Gauntlet USDC Lending HyperEVM	USDC	HyperEVM	13.75%	—	$2.33M
Isle Finance RWA Lending Hedera	USDC	Hedera	13.56%	+0.00 pp	$400.81K
SMARDEX USDN Basis Trading Ethereum	USDN	Ethereum	13.37%	—	$665.26K
Neverland Lending Monad	AUSD	Monad	13.36% 5.87% + 7.49%	+0.55 pp	$146.03K
Fluid Lending Lending Plasma	GHO	Plasma	13.21% 11.10% + 2.11%	+5.90 pp	$7.45M
Wildcat · Elk Crypto Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	13.14%	—	$179.98K
Wildcat · Elk Crypto USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	13.14%	—	$92.05K
Accountable · Meridian x Kappa x Neutral Trade Yield Robinhood Chain	USDE	Robinhood Chain	13.08%	—	$1.89M
Liqwid Lending Cardano	DJED	Cardano	12.98%	+0.22 pp	$1.03M
Yearn · Curve msUSD-frxUSD Factory Yield Aggregator Ethereum	FRXMSUSD	Ethereum	12.97%	—	$139.87K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.94% 8.04% + 4.90%	+1.82 pp	$972.88K
Abyss Yield Sui	USDC	Sui	12.92%	-6.88 pp	$169.34K
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	12.90%	+0.00 pp	$7.05M
YieldNest Onchain Capital Allocator Ethereum	YNUSDX	Ethereum	12.88%	+3.96 pp	$346.34K
Apyx Protocol RWA Ethereum	APXUSD	Ethereum	12.76%	+0.03 pp	$177.23M
Balancer · Aave 3-pool Yield Monad	USDC + USDT + AUSD	Monad	12.72% 0.11% + 12.61%	—	$1.71M
T3tris Finance Onchain Capital Allocator Arbitrum	STRADAUSDC	Arbitrum	12.58%	+0.00 pp	$318.09K
Re RWA Ethereum	REUSDE	Ethereum	12.26%	-0.00 pp	$19.72M
Stake DAO Yield Ethereum	CRVUSD	Ethereum	12.23% 0.37% + 11.86%	+4.23 pp	$156.19K
Accountable · Salt Markets Uncollateralized Lending Monad	USDC	Monad	12.14%	—	$5.07M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	12.00% 8.00% + 4.00%	+0.00 pp	$9.37M
Wildcat · KappaLab Ethena USDe Uncollateralized Lending Ethereum	USDE	Ethereum	12.00%	—	$1.01M
Parallel Protocol V3 CDP Avalanche	SUSDP	Avalanche	12.00%	+2.00 pp	$277.33K
Wildcat · TRV USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	12.00%	—	$225.29K
Parallel Protocol V3 CDP Ethereum	SUSDP	Ethereum	12.00%	—	$166.64K
Parallel Protocol V3 CDP Hyperliquid L1	SUSDP	Hyperliquid L1	12.00%	+2.00 pp	$155.82K
Neverland Lending Monad	USDT0	Monad	11.91% 1.52% + 10.39%	+0.67 pp	$1.33M
Balancer · USDp-csbUSDC Yield Hyperliquid	USDC + USDP	Hyperliquid	11.89% 0.09% + 11.79%	—	$962.91K
Current Lending Sui	USDC	Sui	11.80% 0.00% + 11.80%	+2.31 pp	$271.76K
Pendle · PT-STRUSD Yield Aggregator Ethereum	STRUSD	Ethereum	11.78%	—	$9.03M
MortgageFi Lending Arbitrum	USDT	Arbitrum	11.71%	-17.46 pp	$55.80K
Midas · mBASIS RWA Base	USDC	Base	11.70%	—	$166.59K
Midas · mBASIS RWA Etherlink	USDC	Etherlink	11.70%	—	$4.81M
Midas · mBASIS RWA Ethereum	USDC	Ethereum	11.70%	—	$134.79K
Current Lending Sui	USDC	Sui	11.69% 4.77% + 6.92%	+2.92 pp	$99.17K
Kinetic Lending Flare	USDT0	Flare	11.65% 9.39% + 2.26%	+3.78 pp	$512.26K
Accountable · JPEG Trading Uncollateralized Lending Ethereum	USDC	Ethereum	11.64%	—	$10.23M
Neutral · Options Market Making Onchain Capital Allocator Solana	USDC	Solana	11.61%	—	$632.13K
Balancer · Yuzu Surge syzUSD / wnAUSD Yield Monad	AUSD	Monad	11.55% 0.00% + 11.55%	—	$108.01K
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	11.52%	+0.24 pp	$1.41M
Balancer · Avant avUSD-AUSD Yield Monad	AUSD	Monad	11.50% 0.05% + 11.44%	—	$5.28M
Pendle · PT-LIMUSD Yield Aggregator Hyperliquid	LIMUSD	Hyperliquid	11.37%	—	$1.92M
Peapods Finance Yield Base	USDC	Base	11.32%	+1.10 pp	$51.52K
Current Lending Sui	USDT	Sui	11.19% 4.55% + 6.63%	-0.11 pp	$283.44K
Spectra V2 Yield Base	SJEUR	Base	11.17% 3.72% + 7.46%	+0.30 pp	$183.72K
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	11.01%	+3.42 pp	$16.96M
Wildcat · Hyperithm Wildcat USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	11.00%	—	$855.39K
Wildcat · Hyperithm Wildcat Tether USD Uncollateralized Lending Ethereum	USDT	Ethereum	11.00%	—	$323.26K
Accountable · RockawayX Yield Ethereum	USDC	Ethereum	10.88%	—	$3.34M
Royco V2 Yield Ethereum	JRSTRUSD	Ethereum	10.85%	-0.20 pp	$1.01M
Tori Finance Basis Trading Ethereum	STRUSD	Ethereum	10.75%	-0.34 pp	$47.68M
Takara Lend Lending Sei	USDC	Sei	10.73%	+1.36 pp	$184.07K
Unitas USDu Basis Trading Solana	SUSDU	Solana	10.72%	+0.77 pp	$7.35M
Pendle · PT-REUSD Yield Aggregator Ethereum	REUSD	Ethereum	10.71%	—	$140.22M
Unitas USDu Basis Trading BSC	SUSDU	BSC	10.69%	+0.73 pp	$34.25M
GAIB RWA Ethereum	SAID	Ethereum	10.68%	-0.05 pp	$18.57M
Lagoon Onchain Capital Allocator Ethereum	GAMILUSPC	Ethereum	10.68%	-0.20 pp	$512.66K
Kinetic Lending Flare	USDC.E	Flare	10.65% 5.63% + 5.02%	+4.97 pp	$276.11K
Pareto Credit RWA Lending Ethereum	USDC	Ethereum	10.58%	+0.00 pp	$15.29M
Pendle · PT-SUSDD Yield Aggregator Ethereum	SUSDD	Ethereum	10.57%	—	$16.10M
Current Lending Sui	USDC	Sui	10.54% 2.30% + 8.24%	-0.33 pp	$9.44M
Strata Markets Yield Ethereum	JRNOPAL	Ethereum	10.53%	+10.53 pp	$299.09K
Royco V2 Yield Avalanche	JRROYSAVUSD	Avalanche	10.49%	-1.04 pp	$1.59M
Pendle · PT-40ACRESUSDC Yield Aggregator Base	40ACRESUSDC	Base	10.45%	—	$153.06K
Pendle · PT-EARNAUSD Yield Aggregator chain 143	EARNAUSD	chain 143	10.44%	—	$13.02M
Midas · mEDGE RWA Monad	USDC	Monad	10.39%	—	$439.17K
Midas · mEDGE RWA Ethereum	USDC	Ethereum	10.39%	—	$1.74M
Balancer · wnAUSD / wnUSDC / wnUSDT0 Yield Monad	USDC + USDT + AUSD	Monad	10.34% 0.12% + 10.21%	—	$3.37M
Pendle · PT-SUSDAI Yield Aggregator Arbitrum	SUSDAI	Arbitrum	10.33%	—	$61.56M
Pendle · PT-YNRWAX Yield Aggregator Ethereum	YNRWAX	Ethereum	10.33%	—	$694.23K
Harvest Finance Yield Aggregator Base	USDC	Base	10.24%	-0.40 pp	$1.86M
Fusion by IPOR Yield Aggregator Ethereum	USDC	Ethereum	10.22%	+0.52 pp	$804.45K
Pendle · PT-EEARN Yield Aggregator Ethereum	EEARN	Ethereum	10.21%	—	$1.04M
Goldfinch RWA Lending Ethereum	USDC	Ethereum	10.21%	+0.00 pp	$35.95M
Flying Tulip ftUSD Yield Aggregator Sonic	SFTUSD	Sonic	10.15%	+1.36 pp	$281.10K
Ember Protocol Onchain Capital Allocator Ethereum	USDC	Ethereum	10.05%	-0.24 pp	$7.63M
Ember Protocol Onchain Capital Allocator Sui	USDC	Sui	10.04%	-0.92 pp	$7.13M
Takara Lend Lending Sei	USDT0	Sei	10.03% 8.32% + 1.71%	+0.53 pp	$625.76K
Agua Onchain Capital Allocator Ethereum	USDC	Ethereum	10.00%	-0.00 pp	$6.86M
Wildcat · Key USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$2.11M
Upshift Onchain Capital Allocator Ethereum	COREUSDC	Ethereum	10.00%	+0.00 pp	$1.98M
Wildcat · Hyperithm WildcatFast USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$1.60M
Wildcat · Rhinofi USDT0 Uncollateralized Lending Plasma	USDT0	Plasma	10.00%	—	$1.53M
Accountable · Ouroboros Capital Uncollateralized Lending Monad	USDC	Monad	10.00%	—	$1.04M
Wildcat · Hyperithm Wildcat USDe Uncollateralized Lending Ethereum	USDE	Ethereum	10.00%	—	$974.03K
Wildcat · DVC USD Coin Uncollateralized Lending Ethereum	USDC	Ethereum	10.00%	—	$55.46K

下方还在追踪 22 个 perp-DEX 金库 — 完全不同的物种(做市商 PnL,不是借贷),无论 APY 如何都显示。

Perp-DEX 金库 · 22 个追踪中

存入稳定币,赚取平台做市商 PnL。无论 APY 如何都显示,因为 perp 金库的收益波动很大 —— 收藏起来抓住高峰。

金库	资产	链	APR	TVL
Orderly · Smaug Derivatives 多链	USDC	多链	19.50%	$670.54K
Gains Network Derivatives Base	USDC	Base	17.49%	$613.05K
Lighter LLP Derivatives zkLighter	USDC	zkLighter	15.30%	$73.47M
Jupiter JLP Derivatives Solana	USDC	Solana	12.42%	$844.10M
Gains Network Derivatives Arbitrum	USDC	Arbitrum	11.05%	$4.60M
Orderly OmniVault Derivatives 多链	USDC	多链	8.98%	$6.21M
dYdX MegaVault Derivatives dYdX Chain	USDC	dYdX Chain	6.91%	$1.69M
KiloEx Derivatives BSC	USDT	BSC	6.77%	$150.29K
Hyperliquid HLP Derivatives Hyperliquid L1	USDC	Hyperliquid L1	6.69%	$184.38M
Rho X Liquidity Provider Derivatives Ethereum	USDT	Ethereum	5.80%	$642.22K
Storm Trade Derivatives TON	USDT	TON	5.48%	$3.02M
Avantis Derivatives Base	USDC	Base	4.35%	$17.97M
Aevo Yield Vault Derivatives Aevo	USDC	Aevo	4.00%	$1.64M
Gains Network Derivatives Polygon	USDC	Polygon	2.85%	$269.93K
IPOR Derivatives Derivatives Ethereum	USDC	Ethereum	2.85%	$91.89K
IPOR Derivatives Derivatives Arbitrum	USDC	Arbitrum	1.83%	$228.51K
Gains Network Derivatives MegaETH	USDM	MegaETH	1.30%	$85.74K
KiloEx Derivatives Opbnb	USDT	Opbnb	0.38%	$281.74K
KiloEx Derivatives Base	USDC	Base	0.36%	$286.75K
KiloEx Derivatives Opbnb	FDUSD	Opbnb	0.35%	$71.19K
Pacifica Money Market Derivatives Solana	USDC	Solana	0.00%	$10.90M
Paradex Trading Vault Derivatives Starknet	USDC	Starknet	-13.89%	$6.02M

稳定币收益常见问题

现在 DeFi 中最佳的稳定币 APY 是多少?

顶级稳定币池子每小时都在变化。Stablesonar 列出所有在 USDC、USDT、DAI 等主要稳定币上支付超过 10% APY 的协议 — 实时排序列表就在本页顶部。数据栏上方的刷新时间戳显示数据最后更新时间。

哪种稳定币的收益最高?

取决于链和协议。USDC 通常在 Aave、Morpho 和 Pendle 上名列前茅,但 Hyperliquid、Base、Monad 等较新的生态系统经常为流动性支付更多。按资产筛选面板可以并排比较 USDC、USDT、DAI、USDe。

最佳的稳定币收益策略有哪些?

主要策略包括:借贷(Aave、Morpho、Compound)、固定收益池(Pendle PT/YT)、自动复利金库(Beefy)、永续 DEX 做市(Hyperliquid、Jupiter、dYdX、Orderly),以及参与积分 / 空投计划的农耕协议。我们为每个池子标注风险等级,方便你根据风险偏好匹配策略。

高稳定币 APY 安全吗?

更高的 APY 几乎总是意味着更高的风险。Stablesonar 根据 TVL 规模和收益水平将每个池子标记为安全、中等或高风险,但任何智能合约都可能被攻击,过去主流稳定币也曾脱锚。请阅读免责声明,核查审计报告,绝不要存入超出你承受能力的金额。

数据多久更新一次,来源是什么?

Stablesonar 每小时刷新一次。我们通过 Morpho、Pendle、Aave 和 Beefy 的公开 API 直接拉取实时数据,并将 DeFiLlama 用作其他支持协议的回退层。Perp-DEX 金库(Hyperliquid、Jupiter、dYdX、Orderly)通过其原生端点追踪。

稳定币收益,每条链,每一天。

显示 129 个 APY ≥ 10.0% 的池子

⚡ 实时 Perp-DEX 金库 · 22 个追踪中

稳定币收益常见问题

Perp-DEX 金库 · 22 个追踪中