稳定币收益,每条链,每一天。

一个地方就能找到最佳稳定币 APY — 看看哪些协议真的为 USDC、USDT、DAI 等主流稳定币付出超过 10%。每小时刷新一次,覆盖我们能触及的每条链。

数据更新于
  • 追踪中的池子 124
  • 协议数 96
  • 22
重置
资产 (44)
(22)
快速筛选 — 热门链: Base Monad Solana

显示 124 个 APY ≥ 10.0% 的池子

协议 资产 APY 7d pp = 百分点 (percentage points)。
过去 7 天 APY 的绝对变化。
例如:100% APY 上的 −3.40 pp 表示一周前是约 103.4%。
TVL
AUSD Katana 272.82% $89.46K
Uncollateralized Lending
Ethereum
USDC Ethereum 50.00% $1.28M
Yield Aggregator
Ethereum
USDS Ethereum 37.20% $1.04M
AUSD Katana 32.09% $63.62K
Yield Aggregator
Katana
AUSD Katana 29.06% $151.94K
USDC Polygon 26.19% $62.24K
Yield Aggregator
Ethereum
FRXMSUSD Ethereum 25.65% $1.31M
Yield Aggregator
Ethereum
REUSDE Ethereum 25.26% 1.88% + 22.92% $386.57K
RWA Lending
Ethereum
USDT Ethereum 22.04% +0.00 pp $102.63K
Lending
OP Mainnet
USDC OP Mainnet 20.26% +17.23 pp $80.33K
Yield Aggregator
Ethereum
REUSDE Ethereum 19.55% $10.48M
Yield Aggregator
Ethereum
SUSD3 Ethereum 18.91% $991.89K
Uncollateralized Lending
Ethereum
USDT Ethereum 18.50% $219.85K
Uncollateralized Lending
Ethereum
USDT Ethereum 18.50% $105.66K
Uncollateralized Lending
Ethereum
USDC Ethereum 18.50% $105.55K
Fusion by IPOR 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Yield Aggregator
Ethereum
USDC Ethereum 18.01% -0.13 pp $558.50K
Uncollateralized Lending
Ethereum
USDC Ethereum 18.00% $6.72M
RWA Lending
Ethereum
AUSD Ethereum 17.10% +0.00 pp $168.20K
Lending
Avalanche
USDC Avalanche 16.88% $474.75K
Uncollateralized Lending
Ethereum
USDC Ethereum 16.48% 6.46% + 10.02% +15.62 pp $4.03M
Lending
Sui
USDC Sui 16.20% 0.63% + 15.57% +3.10 pp $1.07M
RWA Lending
Ethereum
USDC Ethereum 15.58% -0.05 pp $422.38K
ScrubVault 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Basis Trading
Kava
USDT Kava 15.00% -1.25 pp $99.16K
Lending
Cardano
USDM Cardano 14.80% -0.80 pp $379.33K
Apyx Protocol 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
RWA
Ethereum
APXUSD Ethereum 14.41% -0.03 pp $142.51M
RWA Lending
Ethereum
USDT Ethereum 14.33% -0.03 pp $58.21K
Fusion by IPOR 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Yield Aggregator
Ethereum
USDC Ethereum 14.29% -0.72 pp $57.52K
Uncollateralized Lending
Ethereum
USDC Ethereum 14.25% +0.00 pp $1.04M
Uncollateralized Lending
Ethereum
USDC Ethereum 14.00% $548.72K
Yield Aggregator
Ethereum
NOPAL Ethereum 14.00% $3.55M
Yield
Ethereum
CRVUSD Ethereum 13.96% 10.21% + 3.75% +9.91 pp $312.33K
Onchain Capital Allocator
Ethereum
SYNUSDX Ethereum 13.72% +0.76 pp $350.10K
Yield Aggregator
Polygon
USDC Polygon 13.45% $73.97K
Onchain Capital Allocator
Starknet
USDC Starknet 13.36% +4.22 pp $636.62K
Onchain Capital Allocator
Ethereum
USDC Ethereum 13.36% +4.22 pp $208.39K
Yield Aggregator
Ethereum
USP Ethereum 13.23% $219.16K
Uncollateralized Lending
Ethereum
USDT Ethereum 13.14% $177.10K
Uncollateralized Lending
Ethereum
USDC Ethereum 13.14% $117.71K
Lending
Cardano
DJED Cardano 13.10% -0.27 pp $1.20M
Lending
Flare
USDC.E Flare 13.05% 7.76% + 5.29% +1.95 pp $165.97K
Fusion by IPOR 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Yield Aggregator
Ethereum
RUSD Ethereum 13.00% -3.51 pp $962.18K
Yield Aggregator
Base
USDC Base 12.99% -0.08 pp $1.86M
Basis Trading
Ethereum
STRUSD Ethereum 12.99% $25.07M
Uncollateralized Lending
Ethereum
SUSD3 Ethereum 12.99% -0.42 pp $8.35M
COREUSDT0 Flare 12.94% 4.04% + 8.90% -1.12 pp $21.56M
Onchain Capital Allocator
Ethereum
USDC Ethereum 12.90% +0.00 pp $6.10M
USDC Monad 12.83% 0.00% + 12.83% $362.14K
Yield
Hyperliquid
USDC + USDP Hyperliquid 12.79% 0.07% + 12.73% $1.03M
Fusion by IPOR 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Yield Aggregator
Ethereum
USDC Ethereum 12.76% -1.99 pp $122.40K
Lending
Unichain
USDC Unichain 12.70% $351.31K
Yield
Ethereum
JRMHYPER Ethereum 12.69% +0.33 pp $430.65K
Onchain Capital Allocator
Base
USDC Base 12.68% $310.55K
PiggyBank 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Yield
Solana
USDC Solana 12.63% $1.89M
Lending
Cardano
USDT Cardano 12.62% -0.27 pp $203.26K
RWA Lending
Ethereum
CSUSD Ethereum 12.41% +3.49 pp $59.54K
Yield Aggregator
Base
40ACRESUSDC Base 12.38% $97.88K
Yield Aggregator
Monad
USDC Monad 12.37% $75.89K
Fusion by IPOR 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Yield Aggregator
Ethereum
PYUSD Ethereum 12.34% -1.56 pp $397.87K
Yield
Ethereum
USDC Ethereum 12.26% +4.89 pp $1.02M
Lending
Ethereum
CRVUSD Ethereum 12.22% 10.21% + 2.01% +9.45 pp $384.05K
Lending
Sei
USDT0 Sei 12.09% 10.07% + 2.02% $424.82K
EURC Base 12.02% $428.93K
Yield Aggregator
Ethereum
USD3 Ethereum 12.02% $27.25M
Onchain Capital Allocator
Sui
USDC Sui 12.00% 8.00% + 4.00% +0.00 pp $7.00M
Uncollateralized Lending
Ethereum
USDE Ethereum 12.00% $965.23K
RWA Lending
Hedera
USDC Hedera 12.00% +0.00 pp $514.42K
Uncollateralized Lending
Ethereum
USDC Ethereum 12.00% $221.95K
Basis Trading
Ethereum
MSUSD Ethereum 12.00% +0.00 pp $74.21M
Uncollateralized Lending
Monad
USDC Monad 11.99% 11.60% + 0.39% +0.03 pp $50.76M
RWA Lending
Hedera
USDC Hedera 11.98% +0.00 pp $398.05K
CDP
Ethereum
USDS Ethereum 11.93% $233.35M
Basis Trading
Ethereum
USDN Ethereum 11.91% +0.81 pp $652.03K
Onchain Capital Allocator
Sui
USDC Sui 11.86% 6.81% + 5.05% +1.82 pp $1.12M
HyperLend Pooled 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Lending
Hyperliquid L1
USDC Hyperliquid L1 11.83% +0.46 pp $7.88M
Onchain Capital Allocator
Ethereum
TULIPAUSDC Ethereum 11.83% +2.74 pp $9.04M
Uncollateralized Lending
Ethereum
USDC Ethereum 11.71% -1.82 pp $2.13M
Lending
Mantle
GHO Mantle 11.60% +1.58 pp $358.28K
Lending
Sei
USDC Sei 11.58% 5.85% + 5.73% $353.88K
Lending
Flare
USDT0 Flare 11.46% 9.19% + 2.28% +1.87 pp $630.32K
Lending
BSC
USDT BSC 11.46% +3.64 pp $129.91K
Yield
Avalanche
AUSD Avalanche 11.44% -0.13 pp $454.20K
EURC Base 11.39% $54.28K
USDC Base 11.24% -1.13 pp $228.44K
Yield
Ethereum
USDC Ethereum 11.12% +1.71 pp $394.80K
DAI Ethereum 11.01% $1.94M
Uncollateralized Lending
Ethereum
USDC Ethereum 11.00% $1.21M
Uncollateralized Lending
Ethereum
USDT Ethereum 11.00% $319.09K
RWA
Ethereum
SAID Ethereum 10.94% +0.39 pp $19.21M
Basis Trading
Hyperliquid L1
SUSDM Hyperliquid L1 10.89% +0.60 pp $2.16M
Curvance 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Lending
Monad
AUSD Monad 10.79% 6.26% + 4.53% +0.98 pp $930.92K
Lending
Flare
USDT0 Flare 10.77% 8.67% + 2.10% +2.03 pp $521.46K
RWA
Ethereum
USDC Ethereum 10.71% +1.06 pp $1.98M
RWA
Monad
USDC Monad 10.71% +1.06 pp $632.93K
AUSD Monad 10.55% 0.00% + 10.55% $160.97K
RWA
Ethereum
USDC Ethereum 10.54% +0.03 pp $45.94M
RWA
Monad
USDC Monad 10.54% +0.03 pp $2.94M
RWA
Plasma
USDC Plasma 10.54% +0.03 pp $329.51K
Uncollateralized Lending
Monad
USDC Monad 10.50% 10.00% + 0.50% +0.01 pp $5.20M
Uncollateralized Lending
Ethereum
USDC Ethereum 10.50% $1.82M
Yield Aggregator
Polygon
USDC Polygon 10.47% $71.95K
USDC + USDP Avalanche 10.36% 0.00% + 10.36% $702.74K
Yield Aggregator
Ethereum
AID Ethereum 10.34% $54.46K
Yield Aggregator
Ethereum
REUSD Ethereum 10.32% $68.98M
Lending
Ethereum
USDC Ethereum 10.32% 3.36% + 6.96% +0.76 pp $1.68M
Yield Aggregator
Ethereum
SIERRA Ethereum 10.23% $22.86M
Yield Aggregator
Ethereum
YNRWAX Ethereum 10.20% $921.72K
Uncollateralized Lending
Monad
USDC Monad 10.17% 9.67% + 0.50% +0.50 pp $8.97M
Unitas 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Basis Trading
BSC
SUSDU BSC 10.16% +0.23 pp $42.21M
Yield Aggregator
Ethereum
EEARN Ethereum 10.16% $1.05M
RWA Lending
Ethereum
USDC Ethereum 10.12% +0.00 pp $36.72M
Onchain Capital Allocator
Ethereum
INTMKSRROYUSDC Ethereum 10.11% $12.95M
Yield Aggregator
Arbitrum
SUSDAI Arbitrum 10.06% $53.41M
RWA
Ethereum
USDC Ethereum 10.00% -3.80 pp $73.21M
Uncollateralized Lending
Ethereum
USDC Ethereum 10.00% $7.97M
Uncollateralized Lending
Ethereum
USDT Ethereum 10.00% $7.30M
Bitway Earn 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Basis Trading
BSC
U BSC 10.00% +0.00 pp $4.79M
Upshift 空投 / 积分
该项目有空投或积分计划。存入并保持活跃以获取资格。
Onchain Capital Allocator
Ethereum
COREUSDC Ethereum 10.00% +0.00 pp $3.05M
Uncollateralized Lending
Ethereum
USDE Ethereum 10.00% $1.91M
Uncollateralized Lending
Ethereum
USDC Ethereum 10.00% $1.80M
Uncollateralized Lending
Ethereum
USDC Ethereum 10.00% $1.57M
Uncollateralized Lending
Ethereum
USDC Ethereum 10.00% $1.05M
Uncollateralized Lending
Plasma
USDT0 Plasma 10.00% $1.01M
SUSDP Avalanche 10.00% +0.00 pp $265.17K
Uncollateralized Lending
Ethereum
USDC Ethereum 10.00% $56.79K
下方还在追踪 23 个 perp-DEX 金库 — 完全不同的物种(做市商 PnL,不是借贷),无论 APY 如何都显示。

Perp-DEX 金库 · 23 个追踪中

存入稳定币,赚取平台做市商 PnL。无论 APY 如何都显示,因为 perp 金库的收益波动很大 —— 收藏起来抓住高峰。

金库 资产 APR TVL
Derivatives
多链 Omnichain 金库
同一个金库,同一个 APY — 从以下任意一条链存入:
Arbitrum · Optimism · Base · Sei
USDC 多链 Omnichain 金库
同一个金库,同一个 APY — 从以下任意一条链存入:
Arbitrum · Optimism · Base · Sei
17.17% $632.59K
Derivatives
多链 Omnichain 金库
同一个金库,同一个 APY — 从以下任意一条链存入:
Arbitrum · Optimism · Base · Sei
USDC 多链 Omnichain 金库
同一个金库,同一个 APY — 从以下任意一条链存入:
Arbitrum · Optimism · Base · Sei
13.00% $7.17M
Derivatives
Solana
USDC Solana 9.30% $830.34M
Derivatives
zkLighter
USDC zkLighter 9.17% $77.53M
Rho X Liquidity Provider 空投 / 积分
该项目有空投或积分计划。
Derivatives
Ethereum
USDT Ethereum 8.85% $993.45K
Avantis 空投 / 积分
该项目有空投或积分计划。
Derivatives
Base
USDC Base 8.31% $29.39M
Derivatives
BSC
USDT BSC 6.52% $162.06K
Derivatives
dYdX Chain
USDC dYdX Chain 5.98% $1.83M
Storm Trade 空投 / 积分
该项目有空投或积分计划。
Derivatives
TON
USDT TON 5.80% $3.61M
IPOR Derivatives 空投 / 积分
该项目有空投或积分计划。
Derivatives
Ethereum
USDT Ethereum 4.65% $89.78K
Aevo Yield Vault 空投 / 积分
该项目有空投或积分计划。
Derivatives
Aevo
USDC Aevo 4.00% $1.72M
Derivatives
Opbnb
USDT Opbnb 4.00% $285.61K
Derivatives
Opbnb
FDUSD Opbnb 3.72% $71.12K
Gains Network 空投 / 积分
该项目有空投或积分计划。
Derivatives
Arbitrum
USDC Arbitrum 3.54% $7.25M
Gains Network 空投 / 积分
该项目有空投或积分计划。
Derivatives
MegaETH
USDM MegaETH 3.41% $66.92K
Gains Network 空投 / 积分
该项目有空投或积分计划。
Derivatives
Base
USDC Base 2.82% $1.13M
Gains Network 空投 / 积分
该项目有空投或积分计划。
Derivatives
Polygon
USDC Polygon 2.80% $268.81K
IPOR Derivatives 空投 / 积分
该项目有空投或积分计划。
Derivatives
Ethereum
USDC Ethereum 2.36% $169.09K
IPOR Derivatives 空投 / 积分
该项目有空投或积分计划。
Derivatives
Arbitrum
USDC Arbitrum 1.96% $227.93K
Paradex Trading Vault 空投 / 积分
该项目有空投或积分计划。
Derivatives
Starknet
USDC Starknet 0.69% $10.18M
Derivatives
Base
USDC Base 0.36% $287.51K
Pacifica Money Market 空投 / 积分
该项目有空投或积分计划。
Derivatives
Solana
USDC Solana 0.00% $10.33M
Derivatives
Hyperliquid L1
USDC Hyperliquid L1 -0.02% $256.76M

稳定币收益常见问题

现在 DeFi 中最佳的稳定币 APY 是多少?
顶级稳定币池子每小时都在变化。Stablesonar 列出所有在 USDC、USDT、DAI 等主要稳定币上支付超过 10% APY 的协议 — 实时排序列表就在本页顶部。数据栏上方的刷新时间戳显示数据最后更新时间。
哪种稳定币的收益最高?
取决于链和协议。USDC 通常在 Aave、Morpho 和 Pendle 上名列前茅,但 Hyperliquid、Base、Monad 等较新的生态系统经常为流动性支付更多。按资产筛选面板可以并排比较 USDC、USDT、DAI、USDe。
最佳的稳定币收益策略有哪些?
主要策略包括:借贷(Aave、Morpho、Compound)、固定收益池(Pendle PT/YT)、自动复利金库(Beefy)、永续 DEX 做市(Hyperliquid、Jupiter、dYdX、Orderly),以及参与积分 / 空投计划的农耕协议。我们为每个池子标注风险等级,方便你根据风险偏好匹配策略。
高稳定币 APY 安全吗?
更高的 APY 几乎总是意味着更高的风险。Stablesonar 根据 TVL 规模和收益水平将每个池子标记为安全、中等或高风险,但任何智能合约都可能被攻击,过去主流稳定币也曾脱锚。请阅读免责声明,核查审计报告,绝不要存入超出你承受能力的金额。
数据多久更新一次,来源是什么?
Stablesonar 每小时刷新一次。我们通过 Morpho、Pendle、Aave 和 Beefy 的公开 API 直接拉取实时数据,并将 DeFiLlama 用作其他支持协议的回退层。Perp-DEX 金库(Hyperliquid、Jupiter、dYdX、Orderly)通过其原生端点追踪。